Enjoy increased purchasing power at a competitive rate. We offer two bold credit card options, both rich with savings!
Key Features
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Competitive Rates
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Anytime Funds
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No Annual Fees
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Local Service
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Have you noticed how high the interest rate is on your current credit cards?
Dare to compare! Our VISA® Classic and Platinum credit cards offer the same great benefits as other credit cards, but with lower rates and ongoing rewards! You'll also enjoy low monthly payments, no hidden fees and most importantly, local service. Check out your options below and apply today!
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VISA® Platinum |
VISA® Classic |
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Annual Percentage Rate (APR1) for Purchases and Advances |
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Prime Rate Plus 3.99% APR1 |
As low as 11.90% APR2 |
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Other Fees |
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None |
None |
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Additional Features |
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1% Cash Back on ALL Purchases |
None |
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Grace Period for Purchases |
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25 Days |
25 Days |
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Method of Computing Balance for Purchases |
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Average daily balance (including new purchases) |
Average daily balance (including new purchases) |
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Annual Fee |
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None |
None |
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Minimum Finance Charge |
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None |
None |
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Transaction Fee for Purchases |
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None |
None |
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Balance Transfer Fee |
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None |
None |
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Over-Credit-Limit Fee |
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None |
None |
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Late Payment Fee |
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$10.00 APR changes to Prime Rate Plus 8% if payment is 60 days past due. Requires minimum Empirica credit score of 680+ |
$10.00 |
Plan on traveling with your card?
Easily enter travel notices through the credit card portal within your online banking experience, complete the Member Travel Notification Form or call us at 920-563-7305. Notifying us of your travel plans will ensure transactions that occur during your travels are authorized.
Add your FCCU Visa credit card to your Mobile Wallet!
A mobile wallet is a virtual wallet that stores payment card information on your mobile device. Turn your phone into a wallet by linking your FCCU Visa credit card to Apple Pay, Samsung Pay, or Google Pay. When linked, online and in-person point of sale purchases can be made securely, and without even touching a payment terminal.
{openTab} Making a payment to your VISA credit card is easy! Below are your payment options.
Remit payment to:
Fort Community CU
PO Box 660493
Dallas, TX 75266-0493
Make a payment via the credit card portal located within your online banking experience or transfer a payment from your FCCU checking or savings account using the Transfer feature in online banking or within the FCCU mobile app.
As always, you can make a payment by visiting any of one of our convenient branch locations.
{openTab} Need to build or repair your credit? We’ve got the perfect tool to help you! FCCU’s Secured VISA® credit card gives almost anyone the opportunity to build good credit responsibly without paying high rates or outrageous fees. Here’s the low-down:
- Easy application and approval process
- Rates as low as 11.9% APR2
- No annual fee
- Your limit is determined by a deposit secured in a separate FCCU savings account
- You can increase your limit at anytime by depositing additional funds and requesting a limit increase
- And, an active3 FCCU VISA® credit card helps qualify you for Member Loyalty Cash at the end of the year!
Apply in minutes!
Apply online, call us at (920) 563-7305, or stop by one of our branch locations and ask to see a Loan Officer today!
1 APR is ANNUAL PERCENTAGE RATE. The rate for our Cash Back Platinum VISA is a variable rate based on the Prime Rate plus 3.99%.
2 APR is ANNUAL PERCENTAGE RATE. The monthly periodic rate for our VISA program for purchases and cash advances is 0.7416% - 1.1633%, which is an ANNUAL PERCENTAGE RATE of 11.9% - 16.96%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR.
3Active = a charge or payment transactions within the last 30 days of year-end.