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Loans & Credit  /  Personal Loans  /  Auto Loans

Couple having fun on a roadtrip.

Let's get you behind the wheel

With low rates and a quick pre-approval process, you'll be crusin' in no time

Finance new and used cars, trucks, motorcycles, and even recreational vehicles!

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Core Benefits


Competitive Rates

Buy or refinance your vehicle for a great rate. See Rates

Refinance Your Auto Loan.

Refinance Your Auto Loan

You could lower your monthly costs by refinancing your current auto loan with FCCU.

Additional Benefits


GAP Protection

Reduce or eliminate the gap between what insurance will pay and your outstanding loan balance if your vehicle is totaled. Learn More

Debt Protection

Reduce or eliminate payments if you experience unexpected major life hardships. Learn More

Earn Cash Back

Your auto loan can help you qualify for Member Loyalty Cash! Learn More

What is an auto loan?

An auto loan is an installment loan, where you borrow money all at once to buy or refinance a vehicle and pay it back in predetermined chunks, or installments.

Auto loans are secured, where your vehicle is used as collateral and the lender keeps the vehicle title until the loan is paid off— then it's all yours!

Loan Repayment

For the duration, or term, of your loan, you will make fixed (equal) monthly payments. Payments are applied to both principal and interest on the loan.

See loan paperwork for more details.

Term Options

36-84 months, depending on the age of the vehicle

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Choose FCCU right at the dealer

You can finance your vehicle with FCCU without leaving the dealership! Shop with one of our auto dealership partners, ask to finance with FCCU, and sign your loan papers before you even drive off the lot.

Badger Chevrolet

Lake Mills, WI

Burtness Chevrolet

Orfordville, WI

Cool Car Guys

Janesville, WI

Grinwald Ford

Watertown, WI

Griffin Ford

Fort Atkinson, WI

Goulder Motors

Jefferson, WI

Lake City Auto

Sun Prairie, WI

TenPin Motors

Fort Atkinson, WI

The Car Store

Delavan, WI

Young's Auto Sales

Fort Atkinson, WI

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Finishing up your auto loan paperwork?

Complete your auto loan by submitting all the necessary auto insurance paperwork.

Insurance Requirements
  • Full coverage auto insurance is required for any loan secured by a vehicle
  • Deductible must be $2,000 or less
  • FCCU must be listed as the lienholder
Lienholder Information

FORT COMMUNITY CREDIT UNION
PO BOX #924405
FORT WORTH, TX 76124

What to Submit

Please provide a copy of your auto insurance policy showing the required coverage and lienholder information listed above. Note: A copy of your insurance card is not acceptable verification.

If you notify your insurance agent of this change, they can send us the necessary documentation.

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Auto Loan Affordability Calculator.

Auto Loan Affordability Calculator

Simplify car shopping using our car payment affordability calculator.

Learn More 2 MIN ACTIVITY

What a Car Loan Costs.

What a Car Loan Costs

When shopping for a car, it's usually best to start by shopping for a car loan.

Learn More 5 MIN READ

Auto Insurance.

Auto Insurance

Auto insurance is not only often a legal requirement, it's also absolutely vital to your financial health.

Learn More 3 MIN READ