3.00% APY¹ High-Yield Savings with no limits
Save more with a rate 8x the national average.²
Believe it or not, a credit union can do that!
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Additional Benefits
NCUA Insured
Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More ⇒
Early Pay
Receive your paychecks or benefits up to two days early! Learn More ⇒
Member Loyalty Cash
Your balance can help you qualify for our year-end patronage dividend! Learn More ⇒
Save Automatically
Automate your savings and watch it grow with direct deposit! Learn More ⇒
|
Monthly Fee |
None |
|
Minimum Opening Deposit |
$5 |
|
Minimum Balance Requirement |
None |
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Deposit & Withdrawal Limitations |
None |
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Dividends Compounded |
Monthly |
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Savings accounts that work better together
Maximize your earnings while maintaining 24/7 access to your money with our TBD Savings, Goal Getter Savings, and Next Step Savings accounts.
Here's how we recommend organizing your deposits:
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24/7 access to your accounts with digital banking!
Holistic Account Management
Connect your accounts from other financials to see everything in one place.
Financial Wellness Tools
Credit Score & More, savings goals, budget tracker, and more!
E-Statements
Skip the paper statements and go paperless.
[1] APY is Annual Percentage Yield. Rates accurate as of 7/24/2026.
[2] Comparison based on FCCU Next Step Savings, 3.00% APY as of 7/24/2026, vs. the bank national average savings, 0.38% APY as of 7/20/2026, sourced from the Federal Deposit Insurance Corporation.
[3] TBD Savings: Balances $0 - $1,000 earn a rate of 5.00%, 5.12% APY. Balances $1,000.01+ earn a rate of 0.05%, 0.05% APY. Rates accurate as of 7/24/2026.
[4] Goal Getter Savings: Balances $0 - $15,000 earn a rate of 3.50%, 3.56% APY. Balances $15,000.01+ earn a rate of 0.05%, 0.05% APY. Rates accurate as of 7/24/2026.