Checking & Savings / Savings / Base Savings
Regular Savings
Unlock the perks of an FCCU membership
By opening this account, you are "buying" a $5 membership share of our financial co-op, making you a member-owner!
Special Savings
Organize your funds for simpler budgeting
Enjoy using savings "buckets" or the envelope method? Use this basic savings account to set money aside.
Christmas Club Savings
Save for the holidays all year
Reduce the temptation to spend your gift fund with this strategically restricted account.²
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
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Benefits
NCUA Insured
Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More
Early Pay
Receive your paychecks or benefits up to two days early! Learn More
Member Loyalty Cash
Your balance can help you qualify for our year-end patronage dividend! Learn More
Save Automatically
Automate your savings and watch it grow with direct deposit! Learn More
|
Regular Savings |
Special Savings |
Christmas Club Savings |
|
|
Monthly Fee |
None |
None |
None |
|
Minimum Opening Deposit |
$5 |
$5 |
$5 |
|
Minimum Balance Requirement |
$5 |
None |
None |
|
Deposit & Withdrawal Limitations |
None |
None |
Early withdrawal fee Jan 16 - Sept 30² |
|
Dividends Compounded |
Quarterly |
Quarterly |
Annually |
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24/7 access to your accounts with digital banking!
Holistic Account Management
Connect your bank accounts from other financial institutions to see your full financial life in one place.
Financial Wellness Tools
Credit Score & More, savings goals, budget tracker, spending analysis, and more!
E-Statements
Skip the paper statements and go paperless.
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Account |
Rate |
APY¹ |
|
Regular Savings |
0.05% |
0.05% |
|
Special Savings |
0.05% |
0.05% |
|
Christmas Club Savings |
0.05% |
0.05% |
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Savings Accounts
Learn how different savings accounts can help pave the way to financial security.
Learn More 5 MIN READ
Savings Calculator
See how your money will grow and compare the impact of different interest rates and saving periods.
Learn More 1 MIN ACTIVITY
Is the Money in My Account Safe?
Yes! Thanks to the NCUA, a credit union is one of the safest places to store money.
Learn More 4 MIN READ
Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
Learn More 3 MIN READ
Envelope Budgeting
Whether cash or a digital, the envelope budgeting method is guaranteed to help you manage finances like a pro.
Learn More 3 MIN READ
Holiday Budgeting 101
Take the time now to create a holiday budget and avoid a post-holiday spending hangover.
Learn More 3 MIN READ
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
[1] APY is Annual Percentage Yield. Rates accurate as of 7/1/2026.
[2] Christmas Club Savings: October 1 - January 15, no fee. January 16 - September 30, early withdrawal fee at $2.00 per draw.