Base Savings

Savings accounts for every season and any reason

Open Account

Account Details

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Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features. Learn More ⇒

E-Statements

Skip paper statements and avoid the monthly paper statement fee. Learn More ⇒

Member Loyalty Cash

Your savings balance can help you qualify for our patronage dividend at the end of the year! Learn More ⇒

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More ⇒

Regular Savings	Special Savings	Christmas Club Savings
Best if you...
Want to become an FCCU member-owner (all members are required to open a Regular Savings)	Want to separate funds into different “buckets” for simpler budgeting	Want to restrict access to your funds while you save for the holidays
Core Benefit
Access to all of FCCU’s member benefits!	Ability to separate funds into different basic savings accounts	Reduced temptation to spend funds outside of holiday season
Monthly Fee
None	None	None
Minimum Opening Deposit
$5	$5	$5
Minimum Balance Requirement
$5	None	None
Deposit and Withdrawal Limitations
None	None	Early withdrawal fee January 16 - September 30
Dividends Compounded
Quarterly	Quarterly	Annually

Interest Rates

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Account	Rate	APY^*
Regular Savings	0.05%	0.05%
Special Savings	0.05%	0.05%
Christmas Club Savings	0.05%	0.05%

*APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates ⇒

Resources

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5 MIN READ

Savings Accounts

Learn how different savings accounts can help pave the way to financial security.

Read More ⇒

4 MIN READ

Interest

Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers. It’s important that you understand how to make interest work in your favor.

Read More ⇒