Debit Cards

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Monthly Fee	None
Core Benefits	Surcharge-Free ATMs – Withdraw money from over 42,000 surcharge-free ATMs on participating ATM networks nationwide
	Buy Local Spend Local – A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed
	Instant-Issue Debit Card – Need a new debit card fast? Visit one of our branch locations to have a new one issued immediately1
	Mobile Wallet – Pay with your phone by connecting your FCCU debit or credit card to Google Pay, Apple Pay, or Samsung Pay
	Courtesy Pay & Overdraft Protection – Ditch excessive overdraft fees and avoid your card getting declined at the register2
	Change-Up Savings – Round up your purchases to the nearest dollar and we’ll deposit the difference into a higher-yield savings account
	Toggle On/Off – Lose or misplace your debit card? Toggle your card on and off within online and mobile banking

Having an active debit card with an average of 10 point-of-sale transactions per month (and card open at year-end) will help you qualify for our patronage dividend, Member Loyalty Cash, at the end of the year!

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Worried about getting charged a fee for using an ATM? Worry no more! We’ve partnered with the Alliance One and MoneyPass^® ATM networks to bring you access to over 42,000 surcharge-free ATMs nationwide.

To locate a surcharge-free ATM near you, check out the links below:

Alliance One

Web Locator

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Need to activate your debit card?

Call 1-(800) 992-3808 to activate your card or to change your PIN.

Need to report your debit card lost or stolen?

Call 1-(833) 462-0798.

Traveling soon?

To protect your account, transactions on your debit card are monitored for suspicious activity— including locations that vary from your normal purchasing areas. To avoid declined transactions while traveling, please complete a Member Travel Notice or give us a call at (920) 563-7305 to let us know.