Kickoff Checking

Low-cost checking account with basic benefits

Key Features

No minimum balance required
Local business rewards program
42,000+ surcharge-free ATMs nationwide

Kickoff Checking is the first in our lineup of new checking accounts that provide members with local rewards! Did your Regular Checking upgrade to a Kickoff Checking? Read through the most frequently asked questions about it!

Account Details

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Monthly Fee	Maintain a minimum $100 balance or enroll in direct deposits to waive the $7 monthly fee. Fee is waived for members 21 years and under.
Minimum Opening Deposit	$100
Core Benefits	Debit card with access to 42,000+ surcharge-free ATMs nationwide on the MoneyPass^® and Alliance One ATM networks.
	Buy Local Spend Local – A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed.
	Mobile Wallet – Pay with your phone by connecting your FCCU debit or credit card to Google Pay, Apple Pay, or Samsung Pay.
Additional Benefits	Online & Mobile Banking - Access your accounts 24/7 and enjoy a suite of convenient features.
	Unlimited check writing - Order checks online.
	Courtesy Pay & Overdraft Protection – Ditch excessive overdraft fees and avoid your card getting declined at the register.¹
	Online Bill Pay - Pay all your monthly bills within Online & Mobile Banking.²
	E-Statements – Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

[1] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.

[2] Member must opt-in to benefit within online or mobile banking. Fees may apply, see fee schedule.

Having an active debit card with an average of 10 point-of-sale transactions per month (and card open at year-end) will help you qualify for our patronage dividend, Member Loyalty Cash, at the end of the year!

Saving automatically using direct deposit is the easiest and most efficient way to save. Check out our Payroll Deposit Guide to get started!

Compare Checking Accounts

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	Kickoff Checking Details	First Down Checking Details	Touchdown Checking Details
Buy Local Spend Local Use your FCCU debit or credit card at locally owned businesses and your purchase could be reimbursed!
Buyer's Protection & Extended Warranty^3,4 Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, using your BaZing checking account.
ID Theft Aid^3,4 Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.
Roadside Assistance Available 24/7 and free to use, up to $80 in covered service charges.
Health Savings Card Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection^3,4 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Cell phone bill must be paid using BaZing checking account.
BaZing Savings Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
$10,000 Travel Accidental Death Coverage⁴ Peace of mind for the unexpected.
Billshark⁵ Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
Great Interest on Your Checking Balance Our best checking rate.
	Maintain a minimum $100 balance or enroll in direct deposits to waive the $7 monthly fee. Monthly fee is waived for members 21 and under.	Only $6 per month.	Maintain a $2,500 minimum balance, and we’ll waive the $9 monthly fee.
	Open Account	Open Account	Open Account