Skip to content

Effective April 1, 2022

Account Fees- Below Minimum Balances

Fee Amount

Dividend Checking (if balance falls below $1,000 at any time)

$5 per month

Account Fees- Early Closures

Account Closing Fee

(Regular savings account closed by member within 90 days of opening)

$15.00

Christmas Club Early Withdrawal Fee (No fee October 1st – January 15th)

$2.00/draw

IRA Early Closing Fee (within one year)

$25.00

Account Services

Abandoned Account Fee

$5.00/month

Account Forced Closure Fee

$25.00

Account Reconciliation/Research (one hour minimum)

$15.00/hour

ACH Origination (one-time)

$5.00

Bill Pay Inactivity Fee (applies after 60 days of inactivity)

$5.00/month

Cashier’s Check (Member/Non-Member)

$2.50/$4.00

Check Cashing Fee- Members

(Only applies to members who do not have $100 in any combination of accounts or a loan with a balance greater than $100)

$5.00

Check Cashing Fee- Third Party

$5.00

Check Copies

$2.00 each

Collection Item

$5.00

Current Month Account Printout

$1.00 each

Foreign Drafts in U.S. Dollars

$15.00

Foreign Drafts in Foreign Funds

$20.00

Foreign Currency Orders

$20.00

Hemp/CBD Account Application Fee

-Annual Fee

$250.00

$100.00

Notary and Signature Guarantee (non-members only)

$0.50

NSF Charge (per presentment, checks and ACH)

(Overdrafts paid or returned, applies to all checking and savings accounts)

$12.00/presentment

Overdraft Protection

-From Savings/Checking (per transfer)

-From Kwik-Cash ($100 automatic loan draw)

 

$4.00/transfer

$4.00/draw

Paper Statement

$2.00/month

Online/Telephone Payments (Credit/Debit/ACH Loan Payments)

$10.00/payment

$0.25/recurring payment

Returned Cancelled Check Images (pick up only)

$3.50

Statement Copies

$2.00 each

Stop Payment

$23.00

Telephone Transfers/Balance Inquiries (3 or more per month (combined))

$2.00 each

Card Services

Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)

$5.00

Credit Card Replacement Fee (VISA)

$10.00

Debit Card Courtesy Pay (must opt-in) (max $24/day)

$12.00/item

Debit Card Replacement/Instant Issue Fee (Mastercard)

$10.00

Coin Processing Fees

Coin Counting (non-member)

1% of total

Safe Deposit Box Rental Fees

3 x 5 box

$14.00

3 x 10 box

$37.00

5 x 10 box

$42.00

10 x 10 box

$62.00

Loss of Safe Deposit Key (one)

$11.00

Loss of Safe Deposit Key (two)

$150 minimum

Safety Deposit Late Fee

$10.00

Wire Transfers (Members Only)

Incoming

$10.00

Outgoing

$20.00

International

As high as $75.00

Western Union Money Order

$36.00

International ACH

$20.00

General Services

Fax Services

-Receiving

-Sending

 

$1.00/page

$2.00/page

Garnishment/Levy

$30.00

Photocopies (first 4 free)

$0.50/page

Returned Mail Fee

$2.50 per occurrence

Rolled Coin (Non-Members and Commercial Accounts)

$0.10/roll

VISA Gift Card (Member/Non-Member)

$3.95/$4.95