Fee Schedule

Fee Amount

Kickoff Checking (if average daily balance falls below $100 and no monthly direct deposit)

$7.00 per month

First Down Checking

$6.00 per month

Touchdown Checking (if average daily balance falls below $2,500)

$9.00 per month

Fort Money Fund (if average daily balance falls below $2,500)

$5.00 per month

Dividend Checking (if balance falls below $1,000 at any time)

$5.00 per month

Business Checking (if average daily balance falls below $500 or business does not have a loan with FCCU)

$5.00 per month

Business Dividend Checking (if average daily balance falls below $2,500 or business does not have loan with FCCU)

$7.50 per month

Account Closing Fee

(Regular savings account closed by member within 90 days of opening)

$15.00

Christmas Club Early Withdrawal Fee (No fee October 1^st – January 15^th)

$2.00/draw

IRA Early Closing Fee (within one year)

$25.00

Abandoned Account Fee

$5.00/month

Account Forced Closure Fee

$25.00

Account Reconciliation/Research (one hour minimum)

$15.00/hour

ACH Origination (one-time)

$5.00

Bill Pay Inactivity Fee (applies after 60 days of inactivity)

$5.00/month

Cashier’s Check (Member/Non-Member)

$3.00/$6.00

Check Cashing Fee- Members

(Only applies to members who do not have $100 in any combination of accounts or a loan with a balance greater than $100)

$5.00

Check Cashing Fee- Third Party

$5.00

Check Copies

$2.00 each

Collection Item

$5.00

Current Month Account Printout

$1.00 each

First Down Checking Fee

$6.00 per month

Foreign Drafts in U.S. Dollars

$15.00

Foreign Drafts in Foreign Funds

$20.00

Foreign Currency Orders

$20.00

Hemp/CBD Account Application Fee

-Annual Fee

$250.00

$100.00

Notary and Signature Guarantee (non-members only)

$0.50

NSF Charge (per presentment, checks and ACH)

(Overdrafts paid or returned, applies to all checking and savings accounts)

$12.00/presentment

Overdraft Protection

-From Savings/Checking (per transfer)

-From Kwik-Cash ($100 automatic loan draw)

$4.00/transfer

$4.00/draw

Paper Statement

$3.00/month

Online/Telephone Payments by Credit Card

3.5% of payment/ payment

Online/Telephone Payments by Debit Card   

$5.95/ payment

Online/Telephone Payments by ACH 

$1.00/payment

Returned Cancelled Check Images (pick up only)

$3.50

Statement Copies

$2.00 each

Stop Payment

$25.00

Telephone Transfers/Balance Inquiries (3 or more per month (combined))

$2.00 each

Credit Card Cash Advance Fee (non FCCU cards) (only VISA accepted)

$5.00

Credit Card Replacement Fee (VISA)

$10.00

Debit Card Courtesy Pay (must opt-in) (max $24/day)

$12.00/item

Debit Card Replacement/Instant Issue Fee (Mastercard)

$10.00

Debit Card International Fee

1.1% of purchase

Foreign ATM Fee

$2.00

Coin Counting (non-member)

1% of total

3 x 5 box

$20.00

3 x 10 box

$43.00

5 x 10 box

$52.00

10 x 10 box

$75.00

Loss of Safe Deposit Key (one)

$11.00

Loss of Safe Deposit Key (two)

$150 minimum

Safety Deposit Late Fee

$10.00

Incoming

$15.00

Outgoing

$25.00

International

As high as $75.00

Western Union Money Order

$36.00

International ACH

$20.00

Fax Services

-Receiving

-Sending

$1.00/page

$2.00/page

Garnishment/Levy

$40.00

Photocopies (first 4 free)

$0.50/page

Returned Mail Fee

$5.00 per occurrence

Rolled Coin (Non-Members and Commercial Accounts)
Non-Commercial Members get first five rolls free.

$0.10/roll

VISA Gift Card (Member/Non-Member)

$3.95/$4.95