Skip to content

Grow your savings while maintaining access to your money

Key Features

  • Higher balances earn higher rates
  • Not affected by the market
  • Unlimited access to your funds

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

Sitting on $2,500 or more in your savings account? Open a Money Fund and earn a higher rate of return than a standard savings account— plus, get all the benefits of investing your money without market risks!

A Money Fund is perfect for members who want to…

  • Earn competitive, tiered interest rates— the more you save, the more your earn!
  • Maintain unlimited access to their money
  • Retain the safety and security of NCUA Share Insurance

Looking for even higher rates? Check out Certificates, TBD Savings, and Goal Getter Savings.

{openTab}

Core Benefits

green icon of an arrow pointing up with a percentage symbol next to it

Tiered Savings Rates

Enjoy tiered savings rates increasing up to $200,000+.

green icon of a stamp with a checkmark on it

Guaranteed Investment

Our Money Fund does not fluctuate with the market, which means that your investment is guaranteed!

Additional Benefits

blue icon of cell phone with speech bubble layed over top, speech bubble contains dollar sign

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

blue icon of sheet of paper with fold at top right corner, paper includes dollar sign and lines of text

E-Statements

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

blue icon of a bag of cash

Member Loyalty Cash

Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!

blue icon of a dollar sign with two arrows circling around it

Save Automatically

Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.

Monthly Fee

$5, waived if monthy balance exceeds $2,500

Minimum Opening Deposit

$2,500

Compare us to other financial institutions who require minimum opening deposits to originate from another financial institution— but not us!

Minimum Balance Requirement

None

Deposit & Withdrawal Limitations

None

Dividends Compounded

Monthly

Members can write checks from their Money Fund Account. A free box of 50 checks is available upon request.

{openTab}

Account Balance

Rate

APY

Regular Savings

0.05%

0.05%

$0 - $14,999.99

0.08%

0.08%

$15,000 - $49,999.99

0.50%

0.50%

$50,000 - $99,999.99

1.00%

1.00%

$100,000 - $199,999.99

1.25%

1.26%

$200,000+

1.50%

1.51%

APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates

{openTab}

white icon of bar graph, with bars increasing in size over time, with an arrow moving from left to right following the increasing bars

Money Fund

white icon of a target with an arrow shot into the center

Goal Getter Savings

white icon of coin being inserted into a piggy bank with a plus symbol on it

TBD Savings

Best if you...

Maintain a balance of $2,500 or more

Are saving for a bigger purchase like a car, house, or education

Want to plan ahead for unexpected expenses

Benefits

Tiered savings rates increasing up to $200,000+

View Rates

Higher savings rate on balances $0 - $15,000

View Rates

Higher savings rate on balances $0 - $1,000

View Rates

Monthly Fee

$5, waived if monthly balance exceeds $2,500

None

None

Minimum Opening Deposit

$2,500

$5

$5

Minimum Balance Requirement

None

None

None

Deposit and Withdrawal Limitations

None

None

None

Dividends Compounded

Monthly

Monthly

Monthly

Sound like your kind of savings?

Learn More

Learn More

Learn More

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

Some restrictions apply. See current fee schedule.