Grow your savings while maintaining access to your money
Key Features
-
Higher balances earn higher rates
-
Not affected by the market
-
Unlimited access to your funds
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Sitting on $2,500 or more in your savings account? Open a Money Fund and earn a higher rate of return than a standard savings account— plus, get all the benefits of investing your money without market risks!
A Money Fund is perfect for members who want to…
- Earn competitive, tiered interest rates— the more you save, the more your earn!
- Maintain unlimited access to their money
- Retain the safety and security of NCUA Share Insurance
Looking for even higher rates? Check out Certificates, TBD Savings, and Goal Getter Savings.
{openTab}
Core Benefits
![green icon of an arrow pointing up with a percentage symbol next to it](https://www.fortcommunity.com/_/kcms-doc/1231/82420/BenefitIcon-HigherSavingsRate.png)
Tiered Savings Rates
Enjoy tiered savings rates increasing up to $200,000+.
![green icon of a stamp with a checkmark on it](https://www.fortcommunity.com/_/kcms-doc/1231/82521/BenefitIcon-GuaranteedInvestment.png)
Guaranteed Investment
Our Money Fund does not fluctuate with the market, which means that your investment is guaranteed!
Additional Benefits
![blue icon of cell phone with speech bubble layed over top, speech bubble contains dollar sign](https://www.fortcommunity.com/_/kcms-doc/1231/79511/AdditionalBenefitsIcon-OnlineMobileBanking.png)
Access your accounts 24/7 and enjoy a suite of convenient features.
![blue icon of sheet of paper with fold at top right corner, paper includes dollar sign and lines of text](https://www.fortcommunity.com/_/kcms-doc/1231/79512/AdditionalBenefitIcon-EStatements.png)
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
![blue icon of a bag of cash](https://www.fortcommunity.com/_/kcms-doc/1231/82418/BenefitIcon-MemberLoyaltyCash.png)
Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!
![blue icon of a dollar sign with two arrows circling around it](https://www.fortcommunity.com/_/kcms-doc/1231/82373/AdditionalBenefitIcon-SaveAutomatically.png)
Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.
Monthly Fee |
$5, waived if monthy balance exceeds $2,500 |
Minimum Opening Deposit |
$2,500 Compare us to other financial institutions who require minimum opening deposits to originate from another financial institution— but not us! |
Minimum Balance Requirement |
None |
Deposit & Withdrawal Limitations |
None |
Dividends Compounded |
Monthly |
Members can write checks from their Money Fund Account. A free box of 50 checks is available upon request.
{openTab}
Account Balance |
Rate |
APY |
0.05% |
0.05% |
|
$0 - $14,999.99 |
0.08% |
0.08% |
$15,000 - $49,999.99 |
0.50% |
0.50% |
$50,000 - $99,999.99 |
1.00% |
1.00% |
$100,000 - $199,999.99 |
1.25% |
1.26% |
$200,000+ |
1.50% |
1.51% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
{openTab}
|
|
|
Best if you... |
||
Maintain a balance of $2,500 or more |
Are saving for a bigger purchase like a car, house, or education |
Want to plan ahead for unexpected expenses |
Benefits |
||
Tiered savings rates increasing up to $200,000+ |
Higher savings rate on balances $0 - $15,000 |
Higher savings rate on balances $0 - $1,000 |
Monthly Fee |
||
$5, waived if monthly balance exceeds $2,500 |
None |
None |
Minimum Opening Deposit |
||
$2,500 |
$5 |
$5 |
Minimum Balance Requirement |
||
None |
None |
None |
Deposit and Withdrawal Limitations |
||
None |
None |
None |
Dividends Compounded |
||
Monthly |
Monthly |
Monthly |
Sound like your kind of savings? |
||
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Some restrictions apply. See current fee schedule.