Checking & Savings / Convenience Services / Additional Services
The go-to place for all of your banking needs
Here’s a list of additional services we offer— and if there’s anything else you need, simply contact us!
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Payroll Deposit Guide
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Direct deposit is a complimentary service that automatically deposits recurring income received into any FCCU checking or savings account that you choose. Income received from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.
Direct Deposit the deposit of funds electronically into a bank account rather than through a physical, paper check. Direct deposit requires the use of an electronic network that allows deposits to take place between banks. This network is called the automated clearing house (ACH) (Investopedia, 2024).
Benefits
It's Convenient
No need to worry about being too busy to deposit your check.
It's Automatic
Your paycheck or benefits are deposited automatically into your FCCU account.
It's Fast
With Early Pay, your deposit could be arrive up to two days early! Learn More
It's Safe
No checks means your money can't be lost or stolen!
How to Set Up Direct Deposit
Direct deposit information cannot be entered until an employee has been hired and the paperwork has been received and entered in the payroll system. Before you start, have a check or savings account information in front of you to begin your set up.
- Contact your employer before setting up direct deposit. Ask your employer if they offer direct deposit services. If so, your employer may need you to complete a form or provide a voided check to process your request for direct deposit.
- Download the Direct Deposit Form.
- Gather account information. You will need to provide the type of account (checking/savings), account number, and routing number (RTN).
- FCCU Routing Number: 275977560
- You can find your full account number within Online & Mobile Banking! Click on your checking account and find Account Details.
- Monitor your account. It may be one or two months before direct deposits go into effect— look for your first direct deposit about four weeks after your request.
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Visa® Gift Cards
Choose a Visa gift card in any amount and let your loved ones pick out exactly what they want. No more gifts that are the wrong size, wrong color, or just plain wrong!
- Purchase at any FCCU branch location.
- Choose any denomination between $10 to $1000.
- Each gift card costs $3.95 for members or $4.95 for non-members.
- Recipient can use almost anywhere— Visa is accepted as the gift card is used, the amount of each purchase is automatically deducted from the available balance.
- Available in a variety of styles including birthdays, anniversaries and holiday giving.
- Plastic or virtual gift card options available.
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Cashier's Checks
Cashier's checks are available at all branch locations. A nominal fee is assessed for this service, see fee schedule.
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Wire Transfers
Transfer money quickly and easily with a wire transfer. A fee is assessed for this service, see fee schedule.
Need to know how to set up an incoming wire transfer? View or download our Wire Instructions.
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Safe Deposit Boxes
FCCU offers safe deposit boxes* at some branch locations, providing members with a secure, low-cost storage option for important documents like birth certificates, passports, deeds and financial records, as well as jewelry and other small valuables.
- Safe deposit boxes are available for rental by members age 18 and up.
- Choose from a variety of sizes, subject to availabilty. See fee schedule.
- Safe deposit boxes are not covered by NCUA insurance.
*Contents of safe deposit boxes are not insured or guaranteed by the credit union, the NCUA, or by any other government agency. Not all sizes are available at all locations, and are subject to availability.
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