Change-Up Savings

Keep the change & save automatically when you spend with your debit card

Key Features

Automated savings that will add up over time
Higher savings rate on deposits
Withdraw funds at any time

With a Change-Up Savings, your debit card purchases are rounded up to the nearest dollar and deposited automatically. Enjoy a higher savings rate alongside your automated savings!

Account Details

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Core Benefits

Deposit $25, Earn a Drawing Entry

Receive entries each time you increase your savings by $25 (up to 6 entries per month).¹

Cash Prizes up to $5,000

Prize drawings occur monthly, quarterly, and annually! Drawing Schedule ⇒

Additional Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features. Learn More ⇒

E-Statements

Skip paper statements and avoid the monthly paper statement fee. Learn More ⇒

Member Loyalty Cash

Your savings balance can help you qualify for our patronage dividend at the end of the year! Learn More ⇒

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More ⇒

Monthly Fee	None
Minimum Opening Deposit	$25
Minimum Balance Requirement	$25
Deposit & Withdrawal Limitations	None
Dividends Compounded	Quarterly

Interest Rate

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Account	Rate	APY¹
Regular Savings	0.05%	0.05%
Change-Up Savings	1.98%	2.00%

[1] APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates ⇒

Resources

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3 MIN READ

Emergency Funds

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

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Digital Spending Traps

Many apps, games, and websites use deceptive or exploitative tactics to convince you to make purchases. While the costs of these items are usually fairly low, small purchases add up.

Read More ⇒