Keep the change & save automatically when you spend with your debit card
Key Features
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Automated savings that will add up over time
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Higher savings rate on deposits
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Withdraw funds at any time
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
With a Change-Up Savings, your debit card purchases are rounded up to the nearest dollar and deposited automatically. Enjoy a higher savings rate alongside your automated savings!
Note: To be eligible for this account, you must have a checking account and debit card and enable e-statements on your account.
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Core Benefits
![green icon of a dollar sign with two arrows circling around it](https://www.fortcommunity.com/_/kcms-doc/1231/82419/BenefitIcon-SaveAutomatically2.png)
Save when you spend— automatically!
Your debit card purchases are rounded up to the nearest dollar and deposited automatically.
![green icon of an arrow pointing up with a percentage symbol next to it](https://www.fortcommunity.com/_/kcms-doc/1231/82420/BenefitIcon-HigherSavingsRate.png)
Higher Savings Rate
Enjoy 2.00% APY1 on your deposits!
Additional Benefits
![blue icon of cell phone with speech bubble layed over top, speech bubble contains dollar sign](https://www.fortcommunity.com/_/kcms-doc/1231/79511/AdditionalBenefitsIcon-OnlineMobileBanking.png)
Access your accounts 24/7 and enjoy a suite of convenient features.
![blue icon of sheet of paper with fold at top right corner, paper includes dollar sign and lines of text](https://www.fortcommunity.com/_/kcms-doc/1231/79512/AdditionalBenefitIcon-EStatements.png)
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
![blue icon of a bag of cash](https://www.fortcommunity.com/_/kcms-doc/1231/82418/BenefitIcon-MemberLoyaltyCash.png)
Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!
Monthly Fee |
None |
Minimum Opening Deposit |
None |
Minimum Balance Requirement |
None |
Deposit & Withdrawal Limitations |
Deposits allowed only from debit card round-up and drive-up teller change round-up. No withdrawal limitations. |
Dividends Compounded |
Quarterly |
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Account |
Rate |
APY |
0.05% |
0.05% |
|
Change-Up Savings |
1.98% |
2.00% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.