Checking & Savings / Savings / Change-Up Savings
Keep the change
Save when you spend and earn 2.00% APY¹
Open a Change-Up Savings to round up your debit card purchases to the nearest dollar— automatically!
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Core Benefits
Higher Savings Rate
2.00% APY¹ on debit card round-up and drive-up teller change.
Save Automatically
There's nothing to forget when savings in effortless!
Additional Benefits
NCUA Insured
Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More
Earn Cash Back
Your savings balance can help you qualify for Member Loyalty Cash! Learn More
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Account Requirements |
Checking account, debit card, and E-Statements |
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Monthly Fee |
None |
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Minimum Opening Deposit |
None |
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Minimum Balance Requirement |
None |
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Deposit & Withdrawal Limitations |
Deposits allowed only from debit card round-up and drive-up teller change. No withdrawal limitations. |
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Dividends Compounded |
Quarterly |
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24/7 access to your accounts with digital banking!
Link External Accounts
Connect your accounts from other financial institutions to see your full financial picture.
Track Your Spending
Use Spending Analysis and Spend Forecast to simplify how you manage your money.
Monitor Accounts
Access monthly E-Statements, filter transactions, create customized reports, and more.
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Some restrictions apply. See current fee schedule.
[1] APY is Annual Percentage Yield. Rates accurate as of 7/1/2026.