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Keep the change & save automatically when you spend with your debit card

Key Features

  • Automated savings that will add up over time
  • Higher savings rate on deposits
  • Withdraw funds at any time

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

With a Change-Up Savings, your debit card purchases are rounded up to the nearest dollar and deposited automatically. Enjoy a higher savings rate alongside your automated savings!

Note: To be eligible for this account, you must have a checking account and debit card and enable e-statements on your account.

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Core Benefits

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Save when you spend— automatically!

Your debit card purchases are rounded up to the nearest dollar and deposited automatically.

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Higher Savings Rate

Enjoy 2.00% APY1 on your deposits!

Additional Benefits

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Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

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E-Statements

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

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Member Loyalty Cash

Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!

Monthly Fee

None

Minimum Opening Deposit

None

Minimum Balance Requirement

None

Deposit & Withdrawal Limitations

Deposits allowed only from debit card round-up and drive-up teller change round-up. No withdrawal limitations.

Dividends Compounded

Quarterly

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Account

Rate

APY

Regular Savings

0.05%

0.05%

Change-Up Savings

1.98%

2.00%

[1] APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.