Checking & Savings / Checking / First Down Checking

Your benefits-packed teammate for everyday expenses
Discover protective and money-saving benefits, Powered by BaZing
Roadside assistance, cell phone protection, health savings, thousands of online deals with name-brand retailers, savings on hotels and car rentals, and more!
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Debit Card Benefits
Fee-Free ATMs
Withdraw cash from 42,000+ surcharge-free ATMs nationwide. Learn More
Tap to Pay
Use your card or phone with Google Wallet™, Apple Wallet®, and Samsung Pay.
Advanced Card Controls
Limit spending by location, transaction type, spend limits, and more!
Courtesy Pay & Overdraft Protection
Avoid excessive overdraft fees and getting declined at the register.¹ Learn More
Save Automatically
Open a Change-Up Savings to round up your purchases & deposit the difference for a great rate. Learn More
Additional Benefits
Powered by BaZing
Over 450,000 discounts and special offers on goods and services you frequently use, where you live, work or travel. Learn More
Early Pay
Receive your paycheck or benefits up to two days early! Learn More
Earn Cash Back
Your checking and debit card can help you qualify for Member Loyalty Cash! Learn More
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Minimum Opening Deposit |
$100 |
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Minimum Balance Requirement |
None |
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Monthly Fee |
$6 |
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Checks |
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24/7 access to your accounts with digital banking!
Link External Accounts
Connect your accounts from other financial institutions to see everything in one place.
Track Your Spending
Use Spending Analysis and Spend Forecast to simplify how you manage your money.
Automate Monthly Bills
Schedule payments to financial institutions, companies, and individuals with Bill Pay.²
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Worried about getting charged a fee at the ATM?
We’ve partnered with Alliance One and MoneyPass® to bring you access to over 42,000 surcharge-free ATMs nationwide.
Find an ATM with the Alliance One Web Locator, MoneyPass Web Locator, or download the Alliance One ATM Locator mobile app:
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Envelope Budgeting
Whether cash or a digital, the envelope budgeting method is guaranteed to help you manage finances like a pro.
Learn More 3 MIN READ
Tracking Your Joint Expenses
When you share your life with a partner, you're sharing your finances too.
Learn More 5 MIN READ
4 Tips for Using Peer-to-Peer Payment Apps
Peer-to-peer payment apps are convenient, but they aren’t without pitfalls. Learn about potential problems before you hit “Send.”
Learn More 3 MIN READ
Some restrictions apply. See current fee schedule.
[1] Courtesy Pay & Overdraft Protection: Member must apply and meet qualification criteria. Fees may apply, see fee schedule.
[2] Bill Pay: Member must opt-in within digital banking. Fees may apply, see fee schedule.


