Kickoff Checking

Low-cost checking account with basic benefits

Key Features

No minimum balance required
42,000+ surcharge-free ATMs nationwide

Kickoff Checking is the first in our lineup of new checking accounts that provide members with local and national rewards!

Account Details

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Core Benefits

Debit Card

Access to 42,000+ surcharge-free ATMs nationwide on participating ATM networks. Learn More ⇒

Mobile Wallet

Pay with your phone by connecting your FCCU card to Google Pay, Apple Pay, or Samsung Pay.

Courtesy Pay & Overdraft Protection

Ditch excessive overdraft fees and avoid your card getting declined at the register.¹ Learn More ⇒

Pay My Bills

Pay all your monthly bills within Online & Mobile Banking.² Learn More ⇒

Additional Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features. Learn More ⇒

Member Loyalty Cash

Your checking account and debit card can help you qualify for our patronage dividend at the end of the year! Learn More ⇒

E-Statements

Skip paper statements and avoid the monthly paper statement fee. Learn More ⇒

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More ⇒

Unlimited Check Writing

Write as many checks as you'd like! No per-month limit. No per-check fee. Order Online ⇒

Monthly Fee

$7, waived if:

Minimum balance exceeds $100,
Enrolled in direct deposit, or
Age 21 and under

Minimum Opening Deposit

$100

Minimum Balance Requirement

None

[1] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.

[2] Member must opt-in to benefit within online or mobile banking. Fees may apply, see fee schedule.

Compare Checking Accounts

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Kickoff Checking ⇒	First Down Checking ⇒	Touchdown Checking ⇒
Buyer's Protection & Extended Warranty^1,2 Items purchased using your BaZing checking account are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase.

Identity Theft Aid^1,2 Includes payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration.

Roadside Assistance Available 24/7 and free to use, up to $80 in covered service charges.

Cell Phone Protection^1,2 Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).

Local & Online Deals³ Local discounts and national retailer deals to save you money on shopping, dining, travel, entertainment, and more.

$10,000 Travel Accidental Death Coverage² Peace of mind for the unexpected.

Billshark⁴ Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Great Interest on Your Checking Balance Our best checking rate.

Kickoff Checking ⇒ Maintain a minimum $100 balance or enroll in direct deposits to waive the $7 monthly fee. Monthly fee is waived for members 21 and under.	First Down Checking ⇒ Only $6 per month.	Touchdown Checking ⇒ Maintain a $2,500 minimum balance, and we’ll waive the $9 monthly fee.

Explore BaZing Benefits ⇒

[1] Subject to the terms and conditions detailed in the Guide to Benefits:Buyer's Protection, Cell Phone Protection, Personal Identity Theft, Roadside Assistance, Travel Accidental Death Insurance

[2] Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

[3] Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

[4] Billshark requires activation.

Resources

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2 MIN READ

Check It Out

Give your finances a boost by opening your very own checking account— it's fast and it's safer than stashing money under your bed, in the ceiling, or in your floorboards.

Read More ⇒

5 MIN READ

Debit Cards

A debit card is a convenient way to pay, and it pays to know the details of how it works.

Read More ⇒

6 MIN ACTIVITY

This income budget calculator provides a way to create such an expense list. And, as you enter your information, this calculator will help you consider how to create a budget plan that will work efficiently for you.

Online Banking Center