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Checking & Savings  /  Savings  /  Saver's Sweepstakes®

Save money, win money with a prize-linked savings

Earn cash prize entries with every $25 you save¹

Ditch the lottery, and chance your luck at monthly, quarterly, and annual cash prize drawings up to $5,000!

Celebrating Young Man With Mobile Phone Winning Prize And Showered With Gold Confetti.

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

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Core Benefits


Improve Your Odds by Saving.

Improve Your Odds by Saving

Increase your savings balance by $25 and earn a prize drawing entry! Up to 6 entries per month.¹

Cash Prizes up to $5,000.

Cash Prizes up to $5,000

Chance your luck with monthly, quarterly, and annual cash prize drawings. Details below.

Additional Benefits


NCUA Insured

Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More

Early Pay

Receive your paychecks or benefits up to two days early! Learn More

Member Loyalty Cash

Your balance can help you qualify for our year-end patronage dividend! Learn More

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More

Monthly Fee

None

Minimum Opening Deposit

$25

Minimum Balance Requirement

$25

Deposit & Withdrawal Limitations

None

Dividends Compounded

Quarterly

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24/7 access to your accounts with digital banking!

Holistic Account Management.
Holistic Account Management

Connect your bank accounts from other financial institutions to see your full financi DETAILS 3 Details NameDetails ContentParagraphTo open the popup, press Shift+EnterTo open the popup, press Shift+Enter Deleteal life in one place.

Financial Wellness Tools.
Financial Wellness Tools

Credit Score & More, savings goals, budget tracker, spending analysis, and more!

E-Statements.
E-Statements

Skip the paper statements and go paperless.

More Features ⇒

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2026 Drawing Schedule

Date

Type

Amount

# of Winners

Aug 17, 2026

Monthly

$100

75

Sep 15, 2026

Monthly

$100

75

Oct 15, 2026

Monthly

$100

75

Quarterly

$1,000

5

Annual

$5,000

1

Nov 16, 2026

Monthly

$100

75

Dec 15, 2026

Monthly

$100

75

Jan 15, 2027

Monthly

$100

75

Quarterly

$1,000

5

Special

$100

5

Holiday

$500

10

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Account

Rate

APY¹

Saver's Sweepstakes

0.05%

0.05%

All Savings Rates ⇒

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Is there a cap on how many entries members can earn for each drawing?

Drawing Type

Statewide

Credit Union

Monthly

6 entries max

$150 total deposit

6 entries max

$150 total deposit

Quarterly

18 entries max

$450 total deposit

18 entries max

$450 total deposit

Annual

72 entries max

$1,800 total deposit

72 entries max

$1,800 total deposit

Holiday

72 entries max

$1,800 total deposit

72 entries max

$1,800 total deposit


How do withdrawals affect drawing entries?

When any withdrawal is made, the primary account holder forfeits Saver’s Sweepstakes prize drawing entries for that prize pool to the extent that the account balance decreases month-over-month. For example, if a member deposits $25 in a month, but then withdraws $5, the balance won’t increase enough to earn a drawing entry.


How often can someone win?

Once per drawing. For example, even though each statewide monthly drawing has multiple winners, one person cannot win two prizes in a single monthly statewide drawing.


Who is eligible to open Saver's Sweepstakes accounts?

  • The primary account holder must be a credit union member with a membership share account.
  • A minor may be a joint account holder if the primary account holder is eighteen (18) years old or older; or a minor may be the sole or primary account holder with a parent or legal guardian’s written permission; or a Saver’s Sweepstakes account for a minor may be held as a custodial account. Participating credit unions can establish their own policies on whether, and under what conditions, they will allow minors to hold accounts.
  • The primary account holder must be a resident of Wisconsin, Minnesota or Illinois at the time of account opening, and continue to be a resident of those states. If he/she moves out of those states, becoming ineligible to participate in Saver’s Sweepstakes, the credit union must close the account.
  • Only an individual can hold a Saver’s Sweepstakes account.

Who wins the prize if the Saver's Sweepstakes account is jointly owned?

Only the primary account holder is entered into prize drawings and is eligible to win a prize– regardless which account holder(s) made the deposits that earned entries into Saver’s Sweepstakes drawings.

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Investment Warning Signs and Red Flags.

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Is the Money in My Account Safe?

Is the Money in My Account Safe?

Yes! Thanks to the NCUA, a credit union is one of the safest places to store money.

Learn More 4 MIN READ

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

Some restrictions apply. See current fee schedule.

[1] See Account Terms Disclosure.

[2] APY is Annual Percentage Yield. Rates accurate as of 7/1/2026.