Plan ahead for those unexpected expenses that are "to be determined"
Key Features
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Higher rate on balances up to $1,000
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Unlimited access to your funds
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No minimum balance required
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
You know setting money aside for unexpected expenses is important, but saving for the unknown isn’t as glamorous and compelling as saving for something fun. That’s why we’ve designed this account to reward you for creating a nest egg so that you can navigate whatever life throws at you.
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Core Benefits
Higher Savings Rate
Enjoy 5.12% APY¹ on deposits up to $1,000!
Additional Benefits
Online & Mobile Banking
Access your accounts 24/7 and enjoy a suite of convenient features. Learn More ⇒
E-Statements
Skip paper statements and avoid the monthly paper statement fee. Learn More ⇒
Member Loyalty Cash
Your savings balance can help you qualify for our patronage dividend at the end of the year! Learn More ⇒
Save Automatically
Automate your savings and watch it grow with direct deposit! Learn More ⇒
Monthly Fee |
None |
Minimum Opening Deposit |
$5 |
Minimum Balance Requirement |
None |
Deposit & Withdrawal Limitations |
None |
Dividends Compounded |
Monthly |
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Account |
Rate |
APY¹ |
Regular Savings |
0.05% |
0.05% |
TBD Savings$0 - 1,000 |
5.00% |
5.12% |
TBD Savings$1,000.01+ |
0.05% |
0.05% |
[1] APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
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TBD Savings ⇒ |
Goal Getter Savings ⇒ |
Money Fund ⇒ |
Best if you... |
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Want to plan ahead for unexpected expenses |
Are saving for a bigger purchase like a car, house, or education |
Maintain a balance of $2,500 or more |
Benefits |
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Higher savings rate on balances $0 - 1,000 See Rates ⇒ |
Higher savings rate on balances $0 - 15,000 See Rates ⇒ |
Tiered savings rates increasing up to $200,000+ See Rates ⇒ |
Monthly Fee |
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None |
None |
$5, waived if monthly balance exceeds $2,500 |
Minimum Opening Deposit |
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$5 |
$5 |
$2,500 |
Minimum Balance Requirement |
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None |
None |
None |
Deposit and Withdrawal Limitations |
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None |
None |
None |
Dividends Compounded |
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Monthly |
Monthly |
Monthly |
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Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
Emergency Fund Calculator
Creating a robust emergency fund is the best way to prepare financially for the unknown. This calculator shows you how much you need to save each month to reach your emergency fund savings goal.
Finding Funds in an Emergency
Wondering what to do in an emergency if you don't have an emergency fund? Don’t panic. There are things you can do to get through this crisis.
How to Prepare Your Home and Finances for a Natural Disaster
While It’s comfortable to assume you’ll never have to face natural disaster, it’s much better to prepare. With so much variability, it can be hard to prepare for different types of natural disasters.
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Some restrictions apply. See current fee schedule.