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Checking & Savings  /  Savings  /  Money Fund

Grow your savings while maintaining access to your money

Sitting on $2,500 or more?

Open a Money Fund to get all the benefits of investing your money without market risks!

Senior man, woman and laptop with paperwork.

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

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Core Benefits


Tiered Savings Rates.

Tiered Savings Rates

Enjoy tiered savings rates increasing up to $200,000!

Guaranteed Investment.

Guaranteed Investment

Unlike a traditional Money Market account, this account does not fluctuate with the market.

Additional Benefits


NCUA Insured

Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More

Early Pay

Receive your paychecks or benefits up to two days early! Learn More

Member Loyalty Cash

Your balance can help you qualify for our year-end patronage dividend! Learn More

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More

Monthly Fee

$5, waived if monthy balance exceeds $2,500

Minimum Opening Deposit

$2,500

Minimum Balance Requirement

None

Deposit & Withdrawal Limitations

None

Dividends Compounded

Monthly

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24/7 access to your accounts with digital banking!

Holistic Account Management.
Holistic Account Management

Connect your bank accounts from other financial institutions to see your full financial life in one place.

Financial Wellness Tools.
Financial Wellness Tools

Credit Score & More, savings goals, budget tracker, spending analysis, and more!

E-Statements.
E-Statements

Skip the paper statements and go paperless.

More Features ⇒

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Minimum Balance to Earn APY¹

Rate

APY¹

$200,000

1.50%

1.50%

$100,000

1.25%

1.25%

$50,000

1.00%

1.00%

$15,000

0.50%

0.50%

All Savings Rates ⇒

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Savings Calculator.

Savings Calculator

See how your money will grow and compare the impact of different interest rates and saving periods.

Learn More 1 MIN ACTIVITY

Is the Money in My Account Safe?

Is the Money in My Account Safe?

Yes! Thanks to the NCUA, a credit union is one of the safest places to store money.

Learn More 4 MIN READ

Investment Warning Signs and Red Flags.

Investment Warning Signs and Red Flags

Learn how to identify the warning signs of bad or inappropriate investments.

Learn More 3 MIN READ

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

Some restrictions apply. See current fee schedule.

[1] APY is Annual Percentage Yield. Rates accurate as of 7/1/2026.