Money Fund Account | FCCU | Fort Atkinson, Jefferson, Whitewater, Watertown

Grow your savings while maintaining access to your money

Key Features

Higher balances earn higher rates
Not affected by the market
Unlimited access to your funds

Sitting on $2,500 or more in your savings account? Open a Money Fund and earn a higher rate of return than a standard savings account— plus, get all the benefits of investing your money without market risks!

A Money Fund is perfect for members who want to…

Earn competitive, tiered interest rates— the more you save, the more your earn!
Maintain unlimited access to their money
Retain the safety and security of NCUA Share Insurance

Account Details

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Core Benefits

Tiered Savings Rates

Enjoy tiered savings rates increasing up to $200,000+. See Rates ⇒

Guaranteed Investment

Our Money Fund does not fluctuate with the market, which means that your investment is guaranteed!

Additional Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features. Learn More ⇒

E-Statements

Skip paper statements and avoid the monthly paper statement fee. Learn More ⇒

Member Loyalty Cash

Your savings balance can help you qualify for our patronage dividend at the end of the year! Learn More ⇒

Save Automatically

Automate your savings and watch it grow with direct deposit! Learn More ⇒

Monthly Fee	$5, waived if monthy balance exceeds $2,500
Minimum Opening Deposit	$2,500 Compare us to other financial institutions who require minimum opening deposits to originate from another financial institution— *but not us!*
Minimum Balance Requirement	None
Deposit & Withdrawal Limitations	None
Dividends Compounded	Monthly

Members can write checks from their Money Fund Account. A free box of 50 checks is available upon request.

Tiered Interest Rates

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Account Balance	Rate	APY^*
$0 - 14,999.99	0.08%	0.08%
$15,000 - 49,999.99	0.50%	0.50%
$50,000 - 99,999.99	1.00%	1.00%
$100,000 - 199,999.99	1.25%	1.25%
$200,000+	1.50%	1.50%

*APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates ⇒

Compare Savings Options

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TBD Savings ⇒	Goal Getter Savings ⇒	Money Fund ⇒
Best if you...
Want to plan ahead for unexpected expenses	Are saving for a bigger purchase like a car, house, or education	Maintain a balance of $2,500 or more
Benefits
Higher savings rate on balances $0 - 1,000 See Rates ⇒	Higher savings rate on balances $0 - 15,000 See Rates ⇒	Tiered savings rates increasing up to $200,000+ See Rates ⇒
Monthly Fee
None	None	$5, waived if monthly balance exceeds $2,500
Minimum Opening Deposit
$5	$5	$2,500
Minimum Balance Requirement
None	None	None
Deposit and Withdrawal Limitations
None	None	None
Dividends Compounded
Monthly	Monthly	Monthly

Resources

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2 MIN READ

Money Market Accounts

There are many options for keeping your money safe and earning a little extra from interest. Like a savings account or CD, a money market account (MMA) is a way to earn interest on money that you deposit at a bank or credit union.

Read More ⇒