Checking & Savings / Savings / TBD Savings
Kickstart your emergency savings
5.12% APY¹ on balances up to $1,000
Save for expenses "to be determined" like medical expenses, car & home repairs, job loss, or whatever life throws at you!
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Core Benefits
Higher Savings Rate
5.12% APY¹ on deposits up to $1,000!
Got More Than $1,000?
Open a Goal Getter Savings for 3.56% APY² up to $15,000! Learn More
Additional Benefits
NCUA Insured
Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More
Early Pay
Receive your paychecks or benefits up to two days early! Learn More
Earn Cash Back
Your savings balance can help you qualify for Member Loyalty Cash! Learn More
Save Automatically
Automate your savings and watch it grow with direct deposit! Learn More
|
Monthly Fee |
None |
|
Minimum Opening Deposit |
$5 |
|
Minimum Balance Requirement |
None |
|
Deposit & Withdrawal Limitations |
None |
|
Dividends Compounded |
Monthly |
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24/7 access to your accounts with digital banking!
Link External Accounts
Connect your accounts from other financial institutions to see your full financial picture.
Track Your Spending
Use Spending Analysis and Spend Forecast to simplify how you manage your money.
Monitor Accounts
Access monthly E-Statements, filter transactions, create customized reports, and more.
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Savings accounts that work better together
Maximize your earnings while maintaining 24/7 access to your money with our TBD Savings, Goal Getter Savings, and Next Step Savings accounts.
Here's how we recommend organizing your deposits:
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|
Account |
Rate |
APY¹ |
|
|
TBD Savings |
$0 - $1,000 |
5.00% |
5.12% |
|
$1,000.01+ |
0.05% |
0.05% |
|
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Emergency Fund Calculator
Find out how much you should save to stay financially secure during unexpected events.
Learn More 6 MIN ACTIVITY
Finding Funds in an Emergency
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
Learn More 3 MIN READ
How to Prepare Your Home and Finances for a Natural Disaster
While It’s comfortable to assume you’ll never have to face natural disaster, it’s much better to prepare.
Learn More 7 MIN READ
Some restrictions apply. See current fee schedule.
[1] APY is Annual Percentage Yield. Rates accurate as of 8/3/2026.
[2] Goal Getter Savings: Balances $0 - $15,000 earn a rate of 3.50%, 3.56% APY. Balances $15,000.01+ earn a rate of 0.05%, 0.05% APY. Rates accurate as of 8/3/2026.
[3] Next Step Savings: Deposits earn a rate of 2.96%, 3.00% APY. Rates accurate as of 8/3/2026.