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Compare Savings

Maximize your earnings with savings accounts that work better together

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Base Savings

Regular Savings, Special Savings, and Christmas Club Savings

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Change-Up Savings

Round up your debit card purchases and earn 2.00% APY¹

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TBD Savings

Kickstart your emergency savings with 5.12% APY¹ on balances up to $1,000

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Goal Getter Savings

Reach your big savings goals faster with 3.56% APY¹ on balances up to $15,000

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Next Step Savings

3.00% APY¹ high-yield savings with no limits

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Saver's Sweepstakes

Earn cash prize entries with every $25 you save¹

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Money Fund

Grow your savings up to 1.50% APY¹

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Certificates

Make an investment and lock in a great rate with only $250

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Spot's Sensible Savings

Prize-based savings for ages 3-10

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Health Savings Account

Save for qualified medical expenses tax-free

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Retirement & Education Savings

Individual Retirement Accounts and Coverdell Education Savings Account

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