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Is it the Right Time to Refinance Your Mortgage?

Is it the Right Time to Refinance Your Mortgage?

Published: 02/09/2022

The time might be right to refinance your mortgage. Mortgage rates are still right around three percent, and that?s low enough to save many people lots of cash. In one recent report, there were 11 million American homeowners who could lower their mortgage by .75 percentage or more. The same study found that of those eligible for lowering their mortgage rate, the average savings worked out to about $279 per month. Here?s everything to consider about refinancing.

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Should You Borrow Against Your Home Equity?

Should You Borrow Against Your Home Equity?

Published: 02/09/2022

Amassing equity by paying down the mortgage on your property is a good thing. Equity refers to the amount of your home that you own. If your home is valued at $200,000 and you owe $100,000 on your mortgage, that means you have $100,000 in equity. One of the benefits of equity is that you can borrow against it. The question is, should you?

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What is Covered in Homeowners Insurance?

What is Covered in Homeowners Insurance?

Published: 02/09/2022

Is your home protected against extreme weather? A recent report from Realtor.com found that just 56 percent of homeowners knew what to look for in their insurance policy. Check out this article to brush up on what homeowners insurance covers.

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Spot's $ensible Savings Newsletter: Winter 2021

Spot's $ensible Savings Newsletter: Winter 2021

Published: 12/20/2021

Check out Spot's Winter newsletter! Our latest issue has fun activities, Spot's $ensible Savings prize information, and an article for parents about supporting charitable organizations over the holidays!

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FCCU Team Spotlight: Betty Mattrisch

FCCU Team Spotlight: Betty Mattrisch

Published: 09/16/2021

Our Indirect Loan Processor, Betty, has been with FCCU for 20 years. We sat down with her to lean what a day in the life looks like, what she does outside of work, and where she would go if she could travel anywhere in the world!

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Spot's $ensible Savings Newsletter: Fall 2021

Spot's $ensible Savings Newsletter: Fall 2021

Published: 09/16/2021

Check out Spot's fall 2021 newsletter!

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