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Prize-linked savings that could win you cash prizes up to $5,000

Key Features

  • Deposit $25, Earn a drawing entry
  • Monthly, quarterly, & annual cash drawings
  • Unlimited access to your funds

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

Saver's Sweepstakes® is a prize-linked savings account offered by FCCU. With this account, you receive drawing entries for each time you increase your savings balance by $25 (up to 6 entries per month).1

Prize drawings occur monthly, quarterly and annually— so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

Improve your money habits in a whole new way that actually makes saving fun! You’ll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings— and unlike playing the lottery, you don't lose anything with Saver’s Sweepstakes! All of the money you deposit into the account, plus interest, is yours!

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Core Benefits

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Deposit $25, Earn a drawing entry

Receive entries each time you increase your savings by $25 (up to 6 entries per month).1

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Cash prizes up to $5,000

Prize drawings occur monthly, quarterly, and annually! See drawing schedule below.

Additional Benefits

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Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

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E-Statements

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

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Save Automatically

Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.

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Member Loyalty Cash

Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!

Monthly Fee

None

Minimum Opening Deposit

$25

Minimum Balance Requirement

$25

Deposit & Withdrawal Limitations

None

Dividends Compounded

Quarterly

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Month

Drawing Date

Prize Type

Prize Amount

# of Winners

Dec

Jan 19, 2023

Monthly

$100

75

Quarterly

$1,000

5

Jan

Feb 15, 2023

Monthly

$100

75

Feb

Mar 15, 2023

Monthly

$100

75

Mar

Apr 17, 2023

Monthly

$100

75

Quarterly

$1,000

5

Apr

May 15, 2023

Monthly

$100

75

May

Jun 15, 2023

Monthly

$100

75

Jun

Jul 17, 2023

Monthly

$100

75

Quarterly

$1,000

5

Jul

Aug 15, 2023

Monthly

$100

75

Aug

Sept 15, 2023

Monthly

$100

75

Sept

Oct 16, 2023

Monthly

$100

75

Quarterly

$1,000

5

Annual

$5,000

1

Oct

Nov 15, 2023

Monthly

$100

75

Holiday

$500

10

Nov

Dec 15, 2023

Monthly

$100

75

Dec

Jan 16, 2024

Monthly

$100

75

Quarterly

$1,000

5

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Account

Rate

APY

Regular Savings

0.05%

0.05%

Saver's Sweepstakes

0.05%

0.05%

APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates

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Is there a cap on how many entries members can earn for each drawing?

To keep things fair, the number of entries a primary account holder can earn is capped, regardless how much the account balance increases:

Drawing Type

Statewide

Credit Union

Monthly

6 entries max
($150 total deposit)

6 entries max
($150 total deposit)

Quarterly

18 entries max
($450 total deposit)

18 entries max
($450 total deposit)

Annual

72 entries max
($1,800 total deposit)

72 entries max
($1,800 total deposit)

Holiday

72 entries max
($1,800 total deposit)

72 entries max
($1,800 total deposit)

How do withdrawals affect drawing entries?

When any withdrawal is made, the primary account holder forfeits Saver’s Sweepstakes prize drawing entries for that prize pool to the extent that the account balance decreases month-over-month. For example, if a member deposits $25 in a month, but then withdraws $5, the balance won’t increase enough to earn a drawing entry.

How often can someone win?

Once per drawing. For example, even though each statewide monthly drawing has multiple winners, one person cannot win two prizes in a single monthly statewide drawing.

Who is eligible to open Saver's Sweepstakes accounts?

  • The primary account holder must be a credit union member with a membership share account.
  • A minor may be a joint account holder if the primary account holder is eighteen (18) years old or older; or a minor may be the sole or primary account holder with a parent or legal guardian’s written permission; or a Saver’s Sweepstakes account for a minor may be held as a custodial account. Participating credit unions can establish their own policies on whether, and under what conditions, they will allow minors to hold accounts.
  • The primary account holder must be a resident of Wisconsin, Minnesota or Illinois at the time of account opening, and continue to be a resident of those states. If he/she moves out of those states, becoming ineligible to participate in Saver’s Sweepstakes, the credit union must close the account.
  • Only an individual can hold a Saver’s Sweepstakes account.

Who wins the prize if the Saver's Sweepstakes account is jointly owned?

Only the primary account holder is entered into prize drawings and is eligible to win a prize– regardless which account holder(s) made the deposits that earned entries into Saver’s Sweepstakes drawings.

Are you currently a member of Fort Community Credit Union?

If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.

[1] Some restrictions apply. See Account Terms Disclosure and Fee Schedule for full account details.