Our most popular checking account, and for good reason. It keeps things simple while still providing lots of convenience.
Key Features
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No Minimum Balance Required
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Direct Deposit Available
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Surcharge-Free ATMs
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Digital Banking
- No minimum balance
- Direct deposit available
- Reorder checks online
- Free digital banking
- Free Mastercard® debit card
- Instant issue debit card for just $4.95
- $25 minimum deposit to open
Imagine getting through life without ever having to dig for change or write a check. Simply use your FCCU Mastercard® debit card for purchases around the globe and online. It’s safer than carrying cash and more readily accepted than checks.
The very same card is used to make ATM withdrawals. You get unlimited transactions online, in stores, and at ATMs, all complementary of your FCCU membership! And for just $4.95, we'll print off your debit card instantly! Or you can wait 5-7 business days for a new card to ship to you for free.
Plan on traveling with your Mastercard® debit card? Complete the Member Travel Notification Form to let us know — and ensure your card will work during your travels!
- Safer than carrying cash
- More convenient and safe than checks
- Eliminate cost of purchasing checks
- Make purchases anywhere Mastercard® is accepted
- 24/7 access to funds via ATMs
- Free ATMs located at every branch
- Over 32,000 surcharge-free ATMs available nationwide
- Added security available through Mastercard® Secure Code™
- Easily replaced if lost or stolen
Need to activate your debit card?
Just call 1-800-448-8268, you can also change your PIN when you call this number!
Is your card lost or stolen?
To report a lost or stolen debit card, please call 1-800-264-5578.
Some restrictions apply. See Account Terms Disclosure, Fee List, and Mastercard® Debit Card Disclosure for full account details.