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Cover the funding gap between scholarships and federal loans with the Smart Option Student Loan.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Friendly Service

The Smart Option Student Loan® for FCCU by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialists

To learn more, get started here.

*We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.