We dare you to compare your current credit cards to our credit cards … we're pretty sure you'll switch to ours. We offer more choices for business credit cards, because one size doesn't fit all. Take a look your options below and pick the card that best suits your needs.
Applying online is easy, and we will strive you give you an answer as quickly as possible.
Plan on traveling with your Debit Card? Complete the Member Travel Notification Form to let us know - and ensure your card will work during your travels!
|VISA Platinum||Classic VISA|
|More Choices.. because one size doesn't fit all!|
|Annual Percentage Rate (APR*) for Purchases and Advances||Prime Rate Plus 3.99% APR*||As low as 8.9% APR*|
|Other Fees||Prime Plus 3.90%* Cash Advance Fee or $3 whichever is greater|
|Additional Features||1% Cash Back on ALL Purchases
(Not on cash advances or balance transfers)
|Grace Period for Purchases||25 Days||25 Days|
|Method of Computing Balance for Purchases||Average daily balance (including new purchases)||Average daily balance (including new purchases)|
|Minimum Finance Charge||None||None|
|Transaction Fee for Purchases||None||None|
|Balance Transfer Fee||None||None|
|Late Payment Fee||$10.00||$10.00|
|APR changes to Prime Rate Plus 8% if payment is 60 days past due. Requires minimum Empirica credit score of 680+|