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Help your employees — or yourself — plan for retirement. An SEP IRA is an easy, tax-advantaged* way to save.

Key Features

  • Tax Advantages*
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Tax-deductible employer contributions
  • Great option for the self-employed or small businesses
  • Gain the respect of your employees
    • Help employees reach their retirement savings goals
    • Employee always has complete ownership of all SEP IRA money
  • Earn competitive dividends on entire balance
  • Contributions are tax deductible; your business pays no taxes on earnings*
    • Contributions made only by the employer
    • Only self-employed may make contributions on their own behalf
  • Little to no documents to file with government
  • Inexpensive to set up and operate
  • Flexible annual contributions – good plan if cash flow is unpredictable
  • Must contribute equally for all employees
  • Employee must first establish a traditional IRA, in which the employer will deposit SEP contributions

*Consult a tax advisor.