Checking & Savings / Savings / Saver's Sweepstakes®

Save money, win money with a prize-linked savings
Earn cash prize entries with every $25 you save¹
Ditch the lottery, and chance your luck at monthly, quarterly, and annual cash prize drawings up to $5,000!
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Core Benefits
Improve Your Odds
Increase your savings balance by $25 and earn a prize drawing entry! Up to 6 entries per month.¹
Cash Prizes up to $5,000
Chance your luck with monthly, quarterly, and annual cash prize drawings. Learn More
Additional Benefits
NCUA Insured
Plus, with Excess Share Insurance, your deposits are insured up to $1,000,000! Learn More
Early Pay
Receive your paychecks or benefits up to two days early! Learn More
Earn Cash Back
Your savings balance can help you qualify for Member Loyalty Cash! Learn More
Save Automatically
Automate your savings and watch it grow with direct deposit! Learn More
|
Monthly Fee |
None |
|
Minimum Opening Deposit |
$25 |
|
Minimum Balance Requirement |
$25 |
|
Deposit & Withdrawal Limitations |
None |
|
Dividends Compounded |
Quarterly |
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24/7 access to your accounts with digital banking!
Link External Accounts
Connect your accounts from other financial institutions to see your full financial picture.
Track Your Spending
Use Spending Analysis and Spend Forecast to simplify how you manage your money.
Monitor Accounts
Access monthly E-Statements, filter transactions, create customized reports, and more.
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2026 Drawing Schedule
|
Date |
Type |
Amount |
# of Winners |
|
Aug 17, 2026 |
Monthly |
$100 |
75 |
|
Sep 15, 2026 |
Monthly |
$100 |
75 |
|
Oct 15, 2026 |
Monthly |
$100 |
75 |
|
Quarterly |
$1,000 |
5 |
|
|
Annual |
$5,000 |
1 |
|
|
Nov 16, 2026 |
Monthly |
$100 |
75 |
|
Dec 15, 2026 |
Monthly |
$100 |
75 |
|
Jan 15, 2027 |
Monthly |
$100 |
75 |
|
Quarterly |
$1,000 |
5 |
|
|
Special |
$100 |
5 |
|
|
Holiday |
$500 |
10 |
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Is there a cap on how many entries members can earn for each drawing?
|
Drawing Type |
Statewide |
Credit Union |
|
Monthly |
6 entries max $150 total deposit |
6 entries max $150 total deposit |
|
Quarterly |
18 entries max $450 total deposit |
18 entries max $450 total deposit |
|
Annual |
72 entries max $1,800 total deposit |
72 entries max $1,800 total deposit |
|
Holiday |
72 entries max $1,800 total deposit |
72 entries max $1,800 total deposit |
How do withdrawals affect drawing entries?
When any withdrawal is made, the primary account holder forfeits Saver’s Sweepstakes prize drawing entries for that prize pool to the extent that the account balance decreases month-over-month. For example, if a member deposits $25 in a month, but then withdraws $5, the balance won’t increase enough to earn a drawing entry.
How often can someone win?
Once per drawing. For example, even though each statewide monthly drawing has multiple winners, one person cannot win two prizes in a single monthly statewide drawing.
Who is eligible to open Saver's Sweepstakes accounts?
- The primary account holder must be a credit union member with a membership share account.
- A minor may be a joint account holder if the primary account holder is eighteen (18) years old or older; or a minor may be the sole or primary account holder with a parent or legal guardian’s written permission; or a Saver’s Sweepstakes account for a minor may be held as a custodial account. Participating credit unions can establish their own policies on whether, and under what conditions, they will allow minors to hold accounts.
- The primary account holder must be a resident of Wisconsin, Minnesota or Illinois at the time of account opening, and continue to be a resident of those states. If he/she moves out of those states, becoming ineligible to participate in Saver’s Sweepstakes, the credit union must close the account.
- Only an individual can hold a Saver’s Sweepstakes account.
Who wins the prize if the Saver's Sweepstakes account is jointly owned?
Only the primary account holder is entered into prize drawings and is eligible to win a prize– regardless which account holder(s) made the deposits that earned entries into Saver’s Sweepstakes drawings.
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Some restrictions apply. See current fee schedule.
[1] See Account Terms Disclosure.
[2] APY is Annual Percentage Yield. Rates accurate as of 7/1/2026.


