Member Loyalty Cash is not your average loyalty program. FCCU Members who qualify earn cold, hard cash at the end of the year!
In 2017, members who filled their tank to 50% earned $39.98, and members at 100% earned $79.96! The higher the percentage, the more cash earned!
Learn about the details of each category and how to qualify in the tabs below.
To earn this portion, members must have a mortgage loan that originated in the current year or other loan with FCCU. Don't have a loan with us? Apply for a loan online.
Student, non-member commercial, FILO, and indirect loans are not eligible to count towards this portion. The loan must be current. The member will not receive this portion if they are delinquent twice throughout the current year.
To earn this portion, members must have an active* debit card. Don't have our debit card? Apply for a debit card online.
*active = a minimum of 120 point-of-sale transactions by year-end and card open at year-end (10 transactions x 12 months = 120 transactions).
To earn this portion, members must have a minimum average total balance of $2,000 in their deposit accounts at year-end. Total balance considers all account suffixes. Not an FCCU member yet? Open an account online.
To earn this portion, members must have an active* credit card. Don't have our credit card? Apply for a credit card online.
*active = a charge or payment transaction within the last 30 days of year-end.
To earn this portion, members must be enrolled in eStatements at year-end. Don't have eStatements yet? Enroll in eStatements online.
To earn this portion, members must actively* use the online branch or mobile app. Download the FCCU Mobile App.
*active = used within 30 days of year end.
To earn this portion, members must have a checking account with direct deposit and a debit card. Don't have a checking account yet? Open a checking account online.
To qualify for our Member Loyalty Cash program, members must use any combination of FCCU services* adding up to 50%.
Once a member reaches 50%, they have the opportunity to earn even more Member Loyalty Cash by filling their tank beyond 50%.
*See "Fill Your Tank" tab for eligible services and percentages associated with them.
Members who qualify for Member Loyalty Cash will see a deposit in their account on the last day of the calendar year.
Each member number will qualify and potentially receive Member Loyalty Cash independent from other member numbers. That means if you have two separate accounts (e.g. 12345-6 and 12345-7), each account must qualify (see "How to Qualify" tab) before receiving a deposit at year-end.
Member Loyalty Cash will be deposited in your lowest checking account suffix (e.g. 70-checking and a 71-checking, Member Loyalty Cash will be deposited into your 70-checking). If you do not have a checking account with FCCU, then it will be deposited in your lowest savings account suffix.
FCCU's volunteer, elected board of directors determines the total disbursement amount based on the year's profits. The total disbursement amount is then divided up between the different percentage categories (e.g. 50%, 55%, 60%, etc.).
Since FCCU is a not-for-profit organization, Member Loyalty Cash is one way we give our profits back to our member/owners.
Feel free to give us a call at (920) 563-7305 and we would be happy to assist you!