Loan Resources

Loan Protection

We offer both GAP (Guaranteed Asset Protection) and Debt Protection for our loan products. Have a look at these offerings and contact us to learn more about how to ensure your loans with FCCU. 

GAP (Guaranteed Asset Protection)

If you're vehicle is in an accident and is considered "a total loss", GAP will cover the difference between what you still owe on the loan and the actual value of the vehicle (also known as the insurance company settlement). If you have known someone who had to use GAP due to an accident, you know how valuable this financial protection is.

Debt Protection

Debt Protection is a low cost, optional feature of FCCU loans that can make a payment on your loan to reduce or sometimes pay off a loan if you're disabled and unable to work whether its temporarily or permanently. Debt protection is also available on loans to relieve financial pressures in the event of death.

If you receive a letter from us asking about insurance on an item you have financed at FCCU:

You can update your insurance information with us using one of the following convenient options:

  1. Go to and enter the Web ID and Ref ID referenced in the top right hand side of your letter. Then submit your updated insurance information. 
  2. Call us at (866) 866-3879 to provide your updated insurance information or fax it to (877) 879-2230.
  3. Mail your updated insurance policy to: 

Fort Community Credit Union
P O Box 924405
Fort Worth, TX 76124Please provide your insurance information as soon as possible. Our loan agreement requires you to maintain adequate insurance coverage with items financed with FCCU.


Please contact your local loan officer so that they can waive full coverage insurance for you.