Checking & Savings / Digital Banking / Instructions / Member to Member Transfers
Transfer money to another FCCU member.
Create Code
Create a M2M code to share with other FCCU members.
Add Account with Account Number
Add a Member to Member Account with their FCCU account number.
Add Account with a Code
Add a Member to Member Account with a M2M code provided to you.
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Create Code
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From your account dashboard, click the Make a Transfer menu button.
On the mobile app, tap the Menu button.
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Click the Member to Member Accounts menu option.
On the mobile app, tap the Transfers dropdown menu and then tap the Member to Member Accounts menu option.
- Click the Create Code tab.
If this is your first time adding a M2M account, you will be prompted to read and accept disclosures to continue.
- In the Account dropdown menu, select the account you want to receive incoming transfers.
- In the M2M Code field, type in a unique code that you will share with others.
- Click the Create Code button.
- The M2M code has been created! You can now share the code with other FCCU members so they can add you as a Member to Member Account.
Codes can be deleted at any time by clicking the delete icon to the right of the code under the My M2M Codes section. When a code is deleted, users can no longer send funds to the target account used by the code.
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Add a Member to Member Account
You can add a Member to Member Account in two ways. Click the accordions below to learn more:
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Add Account with Account Number
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From your account dashboard, click the Make a Transfer menu option.
On the mobile app, tap the Transfer menu option.
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Click the Add Member Account button.
On the mobile app, tap the Add a Member to Member Account button.
- Click to select the Account Number radio button.
- In the Member's First Name and Member's Last Name fields, fill in your friend's information.
- In the Account Number field, type in your friend's FCCU account number.
Remove the share prefix when entering the account number (S0001 = 0001).
- In the Account Nickname field, type in a nickname that will help you distinguish this account from others. This nickname will only be seen by you.
- Under Account Type, click the radio button next to the corresponding account type: Checking, Savings, or Loan.
- If everything looks good, click the Add Account button.
You will be prompted to verify your identity to continue.
- You have added a Member to Member (M2M) account! This account is ready to receive transfers.
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Add Account with a Code
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From your account dashboard, click the Make a Transfer menu option.
On the mobile app, tap the Transfer menu option.
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Click the Add Member Account button.
On the mobile app, tap the Add a Member to Member Account button.
- Click the M2M Code radio button.
- In the M2M Code field, type in the code provided to you by your friend.
- In the Account Nickname field, type in a nickname that will help you distinguish this account from others. This nickname will only be seen by you.
- If everything looks good, click the Add Account button.
You will be prompted to verify your identity to continue.
- You have added a Member to Member (M2M) account! This account is ready to receive transfers.
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Updated 9/16/2026