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Invest with confidence— our Certificates pave the way to a brighter future. Enjoy higher rates and guaranteed returns.

Key Features

  • Fixed Rates
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Wide Range of Terms

Certificate Special!

For a limited time, watch your savings grow with a 13-month certificate special with a 3.80% APY and a 26-month certificate special with a 3.54% APY!*

Dreams aren’t free, but if you’re saving for them a certificate might be your best savings strategy.  Whether you’re saving for your first home, dream home, vacation home or retirement, setting money aside for your future will help you achieve it.  A certificate is a simple, secure way to build your savings. Here’s how it works.

  • Minimum opening deposit of $250 required to open
  • Fixed rates with terms ranging from 3 months to 60 months
  • Make a single deposit- the longer the term, the higher the dividend rate
  • Dividend rates compounded and paid quarterly
  • Automatic renewal when certificate matures/term expires
  • Online and mobile banking available
  • Member Loyalty Cash- Maintaining a minimum average total balance of $2,000 or more in your deposit accounts helps qualify you for cash back at the end of the year!

Ready to Save?
Dare to dream. Open your certificate today!

Learn More.

View Certificate Rates

Some restrictions apply. See Fee Schedule.

APY = Annual Percentage Yield. 13-month Share Certificate with a rate of 3.75% and 3.80% Annual Percentage Yield. Minimum deposit is $250 and renews for 12 months. 26-month Share Certificate with a rate of 3.50% and 3.54% Annual Percentage Yield. Minimum deposit is $250 and renews for 24 months. Interest paid quarterly. Penalty fee for early withdraw. Membership eligibility required.