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Getting your next vehicle is quick, fun and simple with FCCU. Your only worry will be picking the perfect color!

For a limited time, enjoy 90 Days no payments* on your newly-originated auto loan! (Click "Details" for more info).

Key Features

September 1 - November 30, 2020, enjoy 90 days no payments* on a newly originated new or used auto loan! 

Enjoy all of the benefits of our normal auto loans listed below while not having to worry about making payments right away. If you've been waiting to get a new vehicle, now could be the perfect time to start shopping!

  • Buy new or used cars or trucks
  • Competitive rates
  • Flexible terms and affordable payments
  • Pre-approval available for more buying power
  • Friendly, personal service
  • Local decisions for faster results


Want to estimate what your loan amount would be? Check out our GAP Loan Calculator.


Start and finish your new or used auto purchase at the dealership — and still get your loan with FCCU!

We've partnered with the following local auto dealers so that you can finance your vehicle with FCCU without leaving the dealership. Simply pick out your new or used vehicle and tell the dealership that you would like your auto loan to be financed with FCCU. You will sign your loan papers right at the dealership with the relief of knowing that your auto loan is still with your local credit union. Happy car shopping! 

Use these buyers' guides to make sure your vehicle is priced right and not a lemon:

If you're vehicle is in an accident and is considered "a total loss," GAP will cover the difference between what you still owe on the loan and the actual value of the vehicle (also known as the insurance company settlement). Here's how it works:

Let's say you have a car loan for $10,000. Unfortunately, your car gets totaled in an accident and you only receive $7,000 for your vehicle from your insurance company. That leaves you with a $3,000 gap between what you have been awarded and what you have to pay. GAP Insurance will cover the difference for you so you don't have to worry about paying that difference out of pocket or with another loan. 

If you would like to add GAP Insurance to your loan, contact your local loan officer to start that protection.

*Offer valid September 1, 2020 to November 30, 2020. Interest does accrue during 90 days of no payment. Existing FCCU auto loans are not eligible for 90 days no payment promotion