Take your dream beyond the blueprint. Let us help you with a construction or vacant land loan.
- Competitive Rates
- Refinancing Available
- Local Decisions
- Friendly Service
Go ahead, start planning. We’ll take care of the rest! FCCU offers construction loans for building your dream home or building your second home. The cost of a land purchase can be included if you do not already own the property you are building on. Land loans for vacant lots or recreational use are also available. A construction loan offers you:
- Competitive Rates1
- 12-months of interest only2 payments while you build
- Conventional fixed-rate or adjustable-rate mortgages available when construction is complete
- Financing options for land loans includes 3-year adjustable-rate mortgage3 or 15-year fixed-rate mortgage
- Sign most documents online with eSignature and shorten your office visit
- Friendly, local, and experienced loan officers
- Member Loyalty Cash- A mortgage loan4 helps qualify you for cash back at the end of the year!
1Rates and terms subject to change.
2Interest only payments do not include funds for taxes and insurance.
4Members must have a mortgage loan that originated in the current year to earn qualifying portion.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.