Savings Accounts

It might seem “regular” on the surface, but this savings account is anything but.  Open a Regular Savings account to establish your membership with FCCU and unlock all the benefits that come with it. With a Regular Savings account, you can save and have access to your money whenever you need it.

• All it takes is a $25 deposit- $5 when opened with a checking account or money fund or if under the age of 18
• Eligible to earn dividends with $5 minimum monthly balance, dividend rates compounded and paid quarterly.
• Direct Deposit available- check out our Payroll Deposit Guide!
• Text and/or email account alerts available
• Online and mobile banking, including access to mobile deposit and eStatements
• Add a Mastercard® debit card¹ to your account to access over 33,500 surcharge-free ATMs nationwide²
• Member Loyalty Cash- Maintaining a minimum average total balance of $2,000 or more in your deposit accounts helps qualify you for cash back at the end of the year!

Ready to become a member?
Open your Regular Savings account today!  Make the move to better banking, lower fees, and a happier you.

View Savings Account Rates

Cha-ching!  Saving has never been so easy!  Round up your debit card purchases to the next whole dollar and transfer the difference into your Change-Up Savings account. Watch your change grow and earn a high dividend rate- here’s how it works.

• No monthly fee or minimum balance
• Must have an FCCU Checking Account with Mastercard® debit card
• eStatement enrollment required to open account
• Purchases made with your FCCU Mastercard® debit card are rounded up to the next whole dollar amount 
• Dividend are calculated on daily balance and compounded and paid quarterly
• ITM change-up deposits are also accepted
• Online and mobile banking, including access to eStatements, is available
• Transfer or withdraw funds from your Change-Up account at any time.
• Member Loyalty Cash- Maintaining a minimum average total balance of $2,000 or more in your deposit accounts helps qualify you for cash back at the end of the year!

Ready to save?
Time to keep the change. Open your Change-Up Savings account today!

View Savings Accounts Rates

You do you.  Whether you’re saving for a vacation, a new car, your wedding, or anything in between, an Special Savings account will help you keep your saving goals top of mind.  Deposit funds through automatic payroll deduction, automatic transfers or make deposits when it’s convenient for you. 

• Minimum opening deposit of $5 in an FCCU savings account required to open
• Dividend rates compounded and paid quarterly
• Direct Deposit available- check out our Payroll Deposit Guide!
• Online and mobile banking, including access to mobile deposit and eStatements
• Member Loyalty Cash- Maintaining a minimum average total balance of $2,000 or more in your deposit accounts helps qualify you for cash back at the end of the year!

Ready to save?
Open your Special Savings account today!

View Savings Accounts Rates

FCCU's Christmas Club account is a great way to save for the holidays! Deposit funds through automatic payroll deduction, automatic transfers or make deposits when it’s convenient for you throughout the year. Make your withdrawal from your Christmas Club account between October 1st and January 15th to make sure you holiday shopping is in the bag!

• Minimum opening deposit of $5 in an FCCU savings account required to open
• Dividend rates compounded and paid quarterly
• Account is subject to early withdrawal fee for any withdrawal prior to the scheduled withdrawal period (October 1 – January 15)
• Direct Deposit available- check out our Payroll Deposit Guide!
• Online and mobile banking, including access to mobile deposit and eStatements
• Member Loyalty Cash- Maintaining a minimum average total balance of $2,000 or more in your deposit accounts helps qualify you for cash back at the end of the year!

Ready to save?
Open your Christmas Club account today and make sure your holiday shopping is in the bag!

View Savings Accounts Rates