Skip to content

Low-cost checking account to help power your business

Business Checking is our low-cost checking account option for businesses and other for-profit organizations.

{openTab}

Core Benefits

green icon debit card with infinity symbol

Unlimited Transactions Per Month

No per-item fees will be charged for debits or credits to your account.

green icon of fountain pen writing with infinity symbol

Unlimited Check Writing

Order checks online. View images of cleared checks within Online & Mobile Banking.

green icon of left and right arrows with coin in the middle

ACH Origination Available

Set up automatic deposits and withdrawals for recurring payments, invoices, payroll, and more within Online & Mobile Banking.1

green icon of debit card

Business Debit Card

Access to 42,000+ surcharge-free ATMs nationwide and more conveninent features.

Additional Benefits

blue icon of cell phone with speech bubble layed over top, speech bubble contains dollar sign

Online & Mobile Banking

Access your business accounts 24/7 with an enhanced business banking view for you and your employees.

blue icon of shopping cart

Overdraft Protection

Ditch excessive overdraft fees and avoid your card getting declined at the register.2

blue icon of sheet of paper rolled at the top and bottom with a dollar sign and lines of text on it

Online Bill Pay

Pay all your monthly bills within Online & Mobile Banking.3

blue icon of sheet of paper with fold at top right corner, paper includes dollar sign and lines of text

E-Statements

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

Monthly Fee

$5, waived if average daily balance exceeds $500 or business has a loan with FCCU

Minimum Opening Deposit

$100

Minimum Balance Requirement

None

[1] ACH origination requires underwriting. Contact Director of Business and Community Development for details.

[2] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.

[3] Member must opt-in to benefit within online or mobile banking. Fees may apply, see fee schedule.

{openTab}

green circle with white icon of briefcase

Business Checking

green circle with white icon of briefcase with percent icon on it

Business Dividend Checking

green circle with white icon of briefcase with heart on it

Community Partner Checking

Best if your business...

is a sole proprietorship, LLC, corporation, or other for-profit organization

maintains an average daily balance of $2,500 or more

is a 501(c)(3) nonprofit organization or group like a high school class fund

Unlimited Transactions Per Month

green checkmark icon

green checkmark icon

green checkmark icon

Unlimited Check Writing

green checkmark icon

green checkmark icon

green checkmark icon

ACH Origination2

green checkmark icon

green checkmark icon

green checkmark icon

Earns Interest

 

green checkmark icon

 

Monthly Fee

$5, waived if average daily balance exceeds $500 or business has a loan with FCCU

$7.50, waived if average daily balance exceeds $2,500 or business has a loan with FCCU

None

Minimum Opening Deposit

$100

$100

$100

Minimum Balance Requirement

None

None

None

[1] APY is Annual Percentage Yield.

[2] ACH origination requires underwriting. Contact Director of Business and Community Development for details.