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The road to financial responsibility starts here. Open a Teen Checking account and guide your teen toward success. 

Key Features

  • No Minimum Balance Required
  • Direct Deposit Available
  • Surcharge-Free ATMs
  • Digital Banking

Help your teen learn responsible financial habits with a Teen Checking account. This account offers all the same great perks as our Regular Checking account with a few extra conveniences for you, their guardians of success. Here's the rundown.

  • Members between 13-19 years old are eligible, must have a $5 share savings account to open a Teen Checking account
  • Joint ownership for parents is available (joint owner must be an FCCU member)
  • No monthly-fee or minimum balance
  • Unlimited check writing, check reorders available online
  • Complimentary Instant Issued Mastercard® debit card1 available at account opening- open a Change-Up Savings account and save with every swipe!
  • Direct Deposit available- check out our Payroll Deposit Guide!
  • Online and mobile banking, including access to mobile deposit, person-to-person payments and eStatements
  • Access to over 42,000 surcharge-free ATMs nationwide2
  • Member Loyalty Cash- A checking account with an active debit card3 helps qualify you for cash back at the end of the year!
  • Text and/or email account alerts
  • Turn their phone into a wallet when they link their FCCU Mastercard® debit card to Apple Pay, Samsung Pay, or Google Pay

1Fee applies to instant issued debit cards after initial issuance. See current fee schedule.
2No-fee ATM usage is through MoneyPass and Alliance One ATM networks.
3Active= an average of 10 point-of-sale transactions a month and a card open at the end of the year.