What is identity theft and identity fraud?
The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain. (The United States Department of Justice)
Keeping your important papers secure, shredding documents with sensitive information before you put them in the trash, and limiting the personal information you carry with you are among some of the ways you can protect your identity.
A couple helpful hints:
- NEVER click on the links in an email that is suspicious, or from someone you don’t know.
- NEVER provide your personal information in response to an unsolicited request, whether it’s over the phone or over the Internet. Emails and Internet pages created by phishers may look exactly like the real thing.
- NEVER provide your password over the phone or in response to an unsolicited phone or Internet request. A financial institution would never ask you to verify your account information online.
Around the end of April, beginning of May, FCCU hosts free community shredding days. During these days you can bring your documents with sensitive information to one of our branches and we will shred them for you to ensure a safe and secure disposal.
Click on the links below to learn more.
- NCUA Fraud Prevention Center
- The United States Department of Justice – Identity Theft and Identity Fraud
- Federal Trade Commission – Consumer Information – Protecting Your Identity
- Frauds and Scams
- Prevent Identity Theft
- IdentityTheft.gov - Accepts fraud reports, and provides an interactive recovery process checklist.
- IdentityTheft.gov - Spanish friendly version.