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(last updated 4/13/2021)

Branch lobbies are now open for complicated or business transactions and as capacity allows. Face masks are recommended based on CDC guidelines.

During this time of transition, new accounts, loans, financial coaching, and financial advisor services are available by appointment.  Please continue to conduct basic services in the drive up, online at, through the Fort Community mobile banking application, or by giving us a call at 920-563-7305.

For your protection, and to follow CDC guidelines and local government recommendations, should you need to visit a branch office, the following safety protocols have been established;

  1. Physical Distancing 
  2. Limited number of members admitted into lobbies at one time (please adhere to posted capacity)
  3. Sneeze guards have been installed at all teller lines
  4. All work areas wiped down routinely throughout day
  5. Hand sanitizer is available for member and team member use after each transaction

Face masks are recommended while in branch at our Fort Atkinson, Jefferson and Watertown locations. Face masks are requried at our Whitewater branch per the Whitewater City ordinance. You may be asked to remove your face mask momentarily for security/identification purposes. Additionally, should you visit a branch office and the lobby is at capacity, you may be asked to wait outside or in your vehicle until a team member is ready to serve you.

Again, all our digital tools remain available, and you can continue to safely and securely manage your money using the Everyday Banking solutions listed below.

Everyday Banking

There are various ways you can stay in touch with us as we offer many options to serve your banking needs. 


Online and Mobile Banking

We encourage you to manage your accounts using online banking at or by downloading FCCU’s mobile banking application. With FCCU’s online banking you can check balances, transfer money between accounts, pay bills, access your eStatments and more!  Download our mobile app for added features like mobile deposit and person-to-person payments.

New Accounts or Loan Applications

Apply online or by phone!  You can open an account or apply for a loan right from the comfort of your couch.  Not only that, but we can also send you all required paperwork electronically for signature.  It’s easy!  Visit to get started!

Drive Ups (ITMs), ATMs, and Night Depository Boxes

Our drive up  services will remain available from 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturdays. The drive ups at each branch are equipped with Interactive Teller Machines (ITMs).  Not only will you be assisted by a friendly FCCU face, but the ITM technology allows you to conduct almost all the same banking transactions you would conduct in-branch. Additionally, the majority of our ITMs serve as ATMs, so if you just need access to some quick cash, feel free to swing by and use the ATM service at any of our branch locations or visit one of the 32,000 surcharge-free ATMs in our network.  Click here for details on our surcharge free networks or to locate an ATM near you.  Members may also continue to use the night depositories at each of our branch locations.  FCCU team members will be monitoring them and posting deposits promptly.

Call, Email, or Schedule an Appointment

Our care center will continue to be available for phone calls from 7:00 a.m. to 6:00 p.m. Monday-Friday and 8:00 a.m. to 1:00 p.m. on Saturdays. Give us a call at 920-563-7305 between these hours and we’ll be happy to assist you with any questions or concerns you may have.  Please note, we may experience higher than normal call volumes, so please be patient with us as we assist members with inquiries.

If you would prefer, you may also contact us using the contact us form on our website at or by emailing us at [email protected]  If you are unable to conduct your banking needs online or over the phone due to technological reasons, you may reach out to us to schedule an appointment.


Financal Relief Resources

As your financial partner, we're here for you, and we're committed to helping you get through these difficult times. We realize you may be struggling financially due to unprecedented circumstances, and we want to help provide you with financial relief.  Below are a  few options we are offering to help you navigate your financial challenges.


Small Business Resources

While FCCU is not an SBA approved lender, if you are a small business owner and are seeking support during this time, we recommend you visit the U.S. Small Business Adminstration website for further guidance.  You may also contact one of our Commercial Loan Officers by phone or email.  Additionally, you may find the Wisconsin Credit Union League's article titled "4 Tips for Credit Union Business Members During COVID-19" helpful during this time.

Small Business Paycheck Protection Program

  • Second Draw PPP Loans are available for companies that have fewer than 300 employees and have seen a 25% reduction in revenues since their first PPP loan.
  • You must use the full amount of your first PPP loan on or before the expected date your Second Draw PPP Loan is disbursed.
  • If you’re seeking a loan of $150,000 or more, you’ll need to provide documentation (e.g., tax forms, financial statements, bank statements) to prove revenue reduction of 25% or more. For loans less than $150,000, you’ll just need to provide this information to receive loan forgiveness.

FCCU has partnered with Kabbage to connect eligible small businesses with Paycheck Protection Program loans offered through the Small Business Administration (SBA). Click here to apply for federal relief through the Paycheck Protection Program.


Safety & Security

The safety and security of our members is our top priority.  Below are some helpful resources that will offer you guidance and peice of mind.


Be Wary of Scams

Your security is important to us. During this time it is typcial to see an increase in fraud scams again consumers.  If we need to reach out to you regarding matters pertaining to your accounts, we will not ask for confidential information such as your name, password, personal identification number (PIN) or other account information. Please be wary of scams during this time, See the Federal Trade Commission's advice for consumers to protect yourself from scams.

NCUA Insured

Your money is safe with us.  Not only is FCCU incredibly sound, but we are federally insured by the National Credit Union Association (NCUA), a U.S. government agency.  That means that your deposits are insured up to at least $250,000 per individual depositor.  If you would like to learn more about the NCUA Share Insurance Fund, click here


As our situation changes, we will post service updates here and will continue to share relevant and timely information on our Facebook page.

*APR is Annual Percentage Rate.

**Interest will be charged to your account during the 90-day no payment period. Borrow up to $6,000 based on three (3) months net income.

***Interest will continue to accrue on existing credit card balance.

Membership eligibility required.