(last updated 7/30/2020)
Branch lobbies are now open for complicated or business transactions and as capacity allows. Face masks are required effective August 1, 2020.
During this time of transition, new accounts, loans, financial coaching, and financial advisor services are available by appointment. Please continue to conduct basic services in the drive up, online at fortcommunity.com, through the Fort Community mobile banking application, or by giving us a call at 920-563-7305.
For your protection, and to follow CDC guidelines and local government recommendations, should you need to visit a branch office, the following safety protocols have been established;
- Physical Distancing
- Limited number of members admitted into lobbies at one time (please adhere to posted capacity)
- Sneeze guards have been installed at all teller lines
- All work areas wiped down routinely throughout day
- Hand sanitizer is available for member and team member use after each transaction
Face masks are required to enter our branches, though you may be asked to remove it momentarily for security/identification purposes. Additionally, should you visit a branch office and the lobby is at capacity, you may be asked to wait outside or in your vehicle until a team member is ready to serve you.
We ask for your patience, support and cooperation as we gradually shift our operations back to a full-service model. Again, all our digital tools remain available, and you can continue to safely and securely manage your money using the Everyday Banking solutions listed below.
There are various ways you can stay in touch with us as we offer many options to serve your banking needs.
Online and Mobile Banking
We encourage you to manage your accounts using online banking at fortcommunity.com or by downloading FCCU’s mobile banking application. With FCCU’s online banking you can check balances, transfer money between accounts, pay bills, access your eStatments and more! Download our mobile app for added features like mobile deposit and person-to-person payments.
New Accounts or Loan Applications
Apply online or by phone! You can open an account or apply for a loan right from the comfort of your couch. Not only that, but we can also send you all required paperwork electronically for signature. It’s easy! Visit fortcommunity.com to get started!
Drive Ups (ITMs), ATMs, and Night Depository Boxes
Our drive up services will remain available from 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturdays. The drive ups at each branch are equipped with Interactive Teller Machines (ITMs). Not only will you be assisted by a friendly FCCU face, but the ITM technology allows you to conduct almost all the same banking transactions you would conduct in-branch. Additionally, the majority of our ITMs serve as ATMs, so if you just need access to some quick cash, feel free to swing by and use the ATM service at any of our branch locations or visit one of the 32,000 surcharge-free ATMs in our network. Click here for details on our surcharge free networks or to locate an ATM near you. Members may also continue to use the night depositories at each of our branch locations. FCCU team members will be monitoring them and posting deposits promptly.
Call, Email, or Schedule an Appointment
Our care center will continue to be available for phone calls from 7:00 a.m. to 6:00 p.m. Monday-Friday and 8:00 a.m. to 1:00 p.m. on Saturdays. Give us a call at 920-563-7305 between these hours and we’ll be happy to assist you with any questions or concerns you may have. Please note, we may experience higher than normal call volumes, so please be patient with us as we assist members with inquiries.
If you would prefer, you may also contact us using the contact us form on our website at fortcommunity.com or by emailing us at [email protected] If you are unable to conduct your banking needs online or over the phone due to technological reasons, you may reach out to us to schedule an appointment.
Financal Relief Resources
As your financial partner, we're here for you, and we're committed to helping you get through these difficult times. We realize you may be struggling financially due to unprecedented circumstances, and we want to help provide you with financial relief. Below are a few options we are offering to help you navigate your financial challenges.
Emergency Relief Loan
During this time, FCCU is offering an Emergency Relief Loan with 90-days no payments**. Borrow the money you need for COVID-19 related loss of income or an increase in expenses (childcare, etc.). Apply online at fortcommunity.com or call us at 920-563-7305. We can send the paperwork to you electronically and drop the funds right into your FCCU checking or savings account.
If you are struggling financially and are concerned about your upcoming loan payment, be it a mortgage, business, personal or auto loan, please reach out to us to discuss your personal financial situation. We're here to help.
Small Business Resources
For current FCCU business members we are offering up to a 90-day deferral on loan payments. While FCCU is not an SBA approved lender, if you are a small business owner and are seeking support during this time, we recommend you visit the U.S. Small Business Adminstration website for further guidance. You may also contact one of our Commercial Loan Officers by phone or email. Additionally, you may find the Wisconsin Credit Union League's article titled "4 Tips for Credit Union Business Members During COVID-19" helpful during this time.
Small Business Paycheck Protection Program
The Paycheck Protection Program provides nearly $350 billion for small business assistance through federally guaranteed loans. The loan can cover payroll support, employee salaries, rent, utilities and other debt obligations as small businesses recover from the economic impacts of COVID-19. Loans are available for up to 250% of an employer's average monthly payroll, with a maximum loan of $10 million. FCCU has partnered with Kabbage to connect eligible small businesses with Paycheck Protection Program loans offered through the Small Business Administration (SBA). Click here to apply for federal relief through the Paycheck Protection Program.
Safety & Security
The safety and security of our members is our top priority. Below are some helpful resources that will offer you guidance and peice of mind.
Be Wary of Scams
Your security is important to us. During this time it is typcial to see an increase in fraud scams again consumers. If we need to reach out to you regarding matters pertaining to your accounts, we will not ask for confidential information such as your name, password, personal identification number (PIN) or other account information. Please be wary of scams during this time, See the Federal Trade Commission's advice for consumers to protect yourself from scams.
Your money is safe with us. Not only is FCCU incredibly sound, but we are federally insured by the National Credit Union Association (NCUA), a U.S. government agency. That means that your deposits are insured up to at least $250,000 per individual depositor. If you would like to learn more about the NCUA Share Insurance Fund, click here.
As our situation changes, we will post service updates here and will continue to share relevant and timely information on our Facebook page.
*APR is Annual Percentage Rate.
**Interest will be charged to your account during the 90-day no payment period. Borrow up to $6,000 based on three (3) months net income.
***Interest will continue to accrue on existing credit card balance.
Membership eligibility required.